2217 Derby Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2217 Derby Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,308 sqft · built 1962
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Aug 2004)
Tax Bill$10,996 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-221-04

Property Details

APN / Parcel Number

Primary APN034-221-04
Alternative APN
  • 034-221-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
Gross Area1,668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area6,011 sqft (0.138 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2217 DERBY AVE
CityCAPITOLA
StateCA
Zip95010-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 268 LOT 11
Legal SubdivisionCLARES COURT SUB TR #268
Legal Tract268
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3001
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2217 DERBY AVE, CAPITOLA, CA 95010-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Intrafamily Transfer, Transfer
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2004 · Amount on Record
Deed SaleAug 13, 2004 · Amount on Record
Prior SaleMay 16, 1997 · Amount on Record
Deed Document Number200458996
Last Transfer DateSep 30, 2021
Transfer Doc0000052137
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 15, 2021
Property Address2217 DERBY AVE, CAPITOLA, CA 95010-2022
Document Number0000052137
Map ReferenceMB 37 PG 9
Instrument DateSep 30, 2021
Instrument2021-0052137
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2217 DERBY AVE, CAPITOLA, CA 95010-2022

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2217 DERBY AVE, CAPITOLA, CA 95010-2022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2217 DERBY AVE, CAPITOLA, CA 95010-2022

Mortgage

Document Number0000042585
DateOct 20, 2020
Instrument2020-0042585
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$867,298 (+2%) Land $604,264 Building $263,034
2025$10,996.00 (+9.15%) Homeowner's exemption$850,292 (+4.04%) Land $592,416 Building $257,876
2023$10,074.00 (+1.22%)$817,275 Land $569,412 Building $247,863$1,100,520
2022$9,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

Nearby Properties on Derby Ave

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