2217 Albert Ln, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2217 Albert Ln, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1991
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jul 2008)
Tax Bill	$11,614 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-412-29`

Property Details

APN / Parcel Number

Primary APN	`034-412-29`
Alternative APN	`034-412-29-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,048 sqft Living Area
Gross Area	2,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	3,833 sqft (0.088 acres)
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2217 ALBERT LN
City	CAPITOLA
State	CA
Zip	95010-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B6 973 TR 1256
Legal Subdivision	DEANS LANE SUB TR #1256
Legal Tract	1256
Legal Lot Number	1013-
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	121702

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Sep 16, 2021	Intrafamily Transfer, Transfer SERVICELINK
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2008 · Amount on Record
Deed Sale	Jul 16, 2008 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Document Number	200830305
Last Transfer Date	May 27, 2021
Transfer Doc	0000047624
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2026
Property Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528
Document Number	0000015121
Instrument Date	Jun 3, 2026
Instrument	202615121
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528

Mortgage

Document Number	0000015121,
Date	Jul 2, 2026
Instrument	202615121

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2021
Property Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528
Document Number	0000047624
Map Reference	MB 78 PG 58
Instrument Date	May 27, 2021
Instrument	2021-0047624
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2021
Property Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528
Document Number	0000047622
Map Reference	MB 4451 PG 918
Instrument Date	May 27, 2021
Instrument	2021-0047622
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528

Mortgage

Document Number	0000047623
Date	Sep 16, 2021
Instrument	2021-0047623

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jun 1, 2041

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 14, 2020
Property Address	2217 ALBERT LN, CAPITOLA, CA 95010-2528
Document Number	0000031057
Instrument Date	Aug 12, 2020
Instrument	31057
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2217 ALBERT LN CAPITOLA CA 950102528, CAPITOLA, CA 95010-2528

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,601 (+2%) Land $559,560 Building $373,041
2025	$11,614.00 (+8.87%) Homeowner's exemption	$914,314 (+4.04%) Land $548,588 Building $365,726
2023	$10,668.00 (+1.2%) Homeowner's exemption	$878,811 Land $527,286 Building $351,525	$1,068,210
2022	$10,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications.

Nearby Properties on Albert Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures