2217 5th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2217 5th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 2019
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jun 2021)
Tax Bill	$12,520 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`10157-3855-9`

Property Details

APN / Parcel Number

Primary APN	`10157-3855-9`
Alternative APN	`3418181015738559`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	290 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2217 5TH ST E
City	PALMETTO
State	FL
Zip	34221-2493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 171 SANCTUARY COVE PI#10157.3855/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	171
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Sep 21, 2017	Grant Deed, Transfer FLORIDA TITLE, FLORIDA TITLE AND GUARANTY COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	202172978
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	May 12, 2026
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Document Number	0000054640
Instrument Date	May 7, 2026
Instrument	202654640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 5TH ST E, PALMETTO, FL 34221-2493

Mortgage

Document Number	0000054640,
Date	May 12, 2026
Instrument	202654640

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2046

Interest

Rate	6.37%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 5TH ST E, PALMETTO, FL 34221-2493

Mortgage

Document Number	202141115584
Date	Aug 31, 2021
Instrument	202141115584

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 2, 2021
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Document Number	202141072978
Map Reference	MB 54 PG 71
Instrument Date	May 26, 2021
Instrument	202141072978
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13511 65TH ST E, 13511, PARRISH, FL 34219-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 5TH ST E, PALMETTO, FL 34221-2493

Mortgage

Document Number	202141072979
Date	Jun 2, 2021
Instrument	202141072979

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028194496
Date	Dec 23, 2019
Book Page	2819/4496
Instrument	201941128970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 25, 2019
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Document Number	0027655491
Book / Page	2765 / 5491
Map Reference	MB 54 PG 71
Instrument Date	Jan 18, 2019
Instrument	201941007737
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 5TH ST W, PALMETTO, FL 34221-4207

Mortgage

Document Number	201941007738
Date	Jan 25, 2019
Instrument	201941007738

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 21, 2017
Property Address	2217 5TH ST E, PALMETTO, FL 34221-2493
Document Number	0026933138
Book / Page	002693 / 003138
Instrument Date	Sep 18, 2017
Instrument	41089643
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	FLORIDA TITLE, FLORIDA TITLE AND GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Tax	$32,054.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24301 WALDEN CENTER DR BONITA SPRINGS FL 341344965, BONITA SPRINGS, FL 34134-4965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,520.00 (+5.59%) Homeowner's exemption	$638,912 (+5.99%)	$644,143 (+4.12%) Land $229,925 Building $414,218
2024	$11,857.00 (+1.37%)
2023	$11,697.00 (+2.46%) Homeowner's exemption	$602,821 (+3%)	$618,677 (+5.49%) Land $199,750 Building $418,927
2022	$11,416.00 Homeowner's exemption	$585,263	$586,486 Land $130,000 Building $456,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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