2217 42nd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2217 42nd Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,585 sqft · built 1963
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Feb 2019)
Tax Bill	$12,057 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-223-04`

Property Details

APN / Parcel Number

Primary APN	`034-223-04`
Alternative APN	`034-223-04-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2217 42ND AVE
City	CAPITOLA
State	CA
Zip	95010-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 287
Legal Subdivision	CLARES COURT SUB #2 TR #287
Legal Tract	287
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3001
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 SMITH RANCH CT, LOS GATOS, CA 95032-1842
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage BANK OF THE WEST
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Feb 15, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20194071
Prior Transfer Date	Jul 6, 1994
Prior Transfer Doc	0000049142
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2217 42ND AVE, CAPITOLA, CA 95010-2012
Document Number	0000039003
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2217 42ND AVE CAPITOLA CA 950102012, CAPITOLA, CA 95010-2012

Mortgage

Document Number	0000039003
Date	Dec 11, 2019
Instrument	39003

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2217 42ND AVE, CAPITOLA, CA 95010-2012
Document Number	0000022194
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 MAGNESON TER LOS GATOS CA 950324628, LOS GATOS, CA 95032-4628

Mortgage

Document Number	0000022194
Date	Aug 5, 2019
Instrument	22194

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2044

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 15, 2019
Property Address	2217 42ND AVE, CAPITOLA, CA 95010-2012
Document Number	0000004071
Instrument Date	Feb 14, 2019
Instrument	4071
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	100 MAGNESON TER LOS GATOS CA 950324628, LOS GATOS, CA 95032-4628

Mortgage

Document Number	4072
Date	Feb 15, 2019
Instrument	4072

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,776 (+2%) Land $637,184 Building $318,592
2025	$12,057.00 (+9.82%)	$937,036 (+4.04%) Land $624,691 Building $312,345
2023	$10,979.00 (+1.18%)	$900,650 Land $600,433 Building $300,217	$1,086,660
2022	$10,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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