22158 Cloud Trl, Kirksville, MO 63501 Property Records

Adair County property record for 22158 Cloud Trl, Kirksville, MO 63501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,961 sqft · built 1978
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on File
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-03.0-07-000-00-13.000`

Property Details

APN / Parcel Number

Primary APN	`13-03.0-07-000-00-13.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,961 sqft Living Area
Basement Area	2,221 sqft
Finished Basement	2,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	135,036 sqft (3.09 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	22158 CLOUD TRL
City	KIRKSVILLE
State	MO
Zip	63501-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 WESTWOOD HILLS SUBDIVISION ADAIR COUNTY MO
Legal Subdivision	WESTWOOD HILLS
Legal Lot Number	23
Jurisdiction	ADAIR MO
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3019
Census Tract	950501

Owner

Source: Adair County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	22158 CLOUD TRL, KIRKSVILLE, MO 63501-7149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 15, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2023
Transfer Doc	001147/655
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	22158 CLOUD TRL, KIRKSVILLE, MO 63501-7149
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001111/494
Date	Mar 11, 2021
Book Page	1111/494
Instrument	202100000680

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ADAIR MO
Recording Date	Feb 15, 2023
Property Address	22158 CLOUD TRL, KIRKSVILLE, MO 63501-7149
Document Number	001147/655
Book / Page	1147 / 655
Instrument Date	Feb 8, 2023
Instrument	202300000311
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22158 CLOUD TRL, KIRKSVILLE, MO 63501-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 WOODRIDGE RUN DR, TAMPA, FL 33647-2283

Tax Assessment & Valuation

Source: Adair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Adair County
Unified School District	Kirksville R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+9.66%)	$37,430 (+9.99%) Land $3,760 Building $33,670	$197,000 (+1%) Land $19,800 Building $177,200
2023	$1,842.00	$34,030 (-) Land $3,420 Building $30,610	$179,090 (-) Land $18,000 Building $161,090
2022	$1,842.00	$34,030 Land $3,420 Building $30,610	$179,090 (-) Land $18,000 Building $161,090
2021			$179,090 Land $18,000 Building $161,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR COUNTY PWSD 1 serves 7,500 people · EPA ID MO2024000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Missouri Rural Telephone Company Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Mark Twain Communications Company Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloud Trl

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