22157 Thomas Ter, Boca Raton, FL 33433 Property Records

Palm Beach County property record for 22157 Thomas Ter, Boca Raton, FL 33433

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,567 sqft · built 1981
Lot Size	0.092 acres (4,012 sqft)
Owner	Individual Name on File
Last Sale	$652,350 (Sep 2023)
Tax Bill	$9,279 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-47-28-14-000-0270`

Property Details

APN / Parcel Number

Primary APN	`00-42-47-28-14-000-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,567 sqft Living Area
Gross Area	1,955 sqft
1st Floor Area	1,567 sqft

Exterior

Year Built	Built 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	4,012 sqft (0.092 acres)
Garage Area	260 sqft
Porch	Finished/Screened Porch
Porch Area	128 sqft
Deck Area	570 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	22157 THOMAS TER
City	BOCA RATON
State	FL
Zip	33433-4139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AR
Legal Description	BOCA PATIO VILLAGE LT 27
Legal Range	42E
Legal Township	47S
Legal Section	28
Legal Subdivision	BOCA PATIO VILLAGE
Legal Lot Number	27
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2005
Census Tract	7623

Owner

22157 Thomas Ter, a townhouse, is owned and occupied by an individual who bought it in September 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Document Number	0345431103
Deed Book / Page	34543 / 1103
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 7, 2023
Property Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Document Number	0345431103
Book / Page	34543 / 1103
Map Reference	MB 42 PG 130
Instrument Date	Sep 7, 2023
Instrument	20230309090
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,566.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7630 LAGO DEL MAR DR, BOCA RATON, FL 33433-4982

Mortgage

Document Number	0345431106
Date	Sep 7, 2023
Instrument	34543/1106

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 9, 2021
Property Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Document Number	0330401475
Book / Page	33040 / 1475
Map Reference	MB 42 PG 130
Instrument Date	Nov 3, 2021
Instrument	20210517202
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22157 THOMAS TER, 22157, BOCA RATON, FL 33433-4139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 TEANECK RD # 343, 343, TEANECK, NJ 07666-3612

Mortgage

Document Number	330401477
Date	Nov 9, 2021
Instrument	33040/1477

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Document Number	0314031971
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22157 THOMAS TER BOCA RATON FL 334334139, BOCA RATON, FL 33433-4139

Mortgage

Document Number	0314031971
Date	May 5, 2020
Book Page	031403/001971
Instrument	154879

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	May 4, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.57%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Document Number	0314031989
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22157 THOMAS TER BOCA RATON FL 334334139, BOCA RATON, FL 33433-4139

Mortgage

Document Number	0314031989
Date	May 5, 2020
Book Page	031403/001989
Instrument	154880

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	May 4, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.57%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	22157 THOMAS TER, BOCA RATON, FL 33433-4139
Document Number	0304591798
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2157 THOMAS TER BOCA RATON FL 33433, BOCA RATON, FL 33433

Mortgage

Document Number	0304591798
Date	Mar 7, 2019
Book Page	030459/001798
Instrument	79431

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22157 Thomas Ter was $9,279.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,279.00	$511,967 Building $511,967	$511,967 Building $511,967
2023	$7,637.00 (+7.37%)	$416,938 (+10.76%) Building $416,938	$416,938 (+10.76%) Building $416,938
2022	$7,113.00	$376,438 Building $376,438	$376,438 Building $376,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22157 Thomas Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22157 Thomas Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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