22155 Debra St, Lake Forest, CA 92630 Property Records

Orange County property record for 22155 Debra St, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,146 sqft · built 1978
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Jul 2020)
Tax Bill	$10,370 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`614-152-14`

Property Details

APN / Parcel Number

Primary APN	`614-152-14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	5,510 sqft (0.127 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	22155 DEBRA ST
City	LAKE FOREST
State	CA
Zip	92630-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9430 BLK LOT 36
Legal Subdivision	TRACT NUMBER 9430
Legal Tract	9430
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1000
Census Tract	52415

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jul 14, 2020	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Jan 19, 2017	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	2020334591
Prior Transfer Date	Jan 3, 1997
Prior Transfer Doc	0000013326
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330

Mortgage

Document Number	0000208804
Date	Jun 8, 2022
Instrument	2022000208804

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330

Mortgage

Document Number	0000284020
Date	Apr 28, 2021
Instrument	2021000284020

Lender

Name	BBVA USA
Type	Bank
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2020
Property Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330
Document Number	0000334591
Map Reference	MB 391 PG 21&22
Instrument Date	Jun 23, 2020
Instrument	2020000334591
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330

Mortgage

Document Number	0000334592
Date	Jul 14, 2020
Instrument	2020000334592

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 19, 2017
Property Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330
Document Number	0000025890
Map Reference	MP391 PG21&22
Instrument Date	Nov 23, 2016
Instrument	2017000025890
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	22155 DEBRA ST, LAKE FOREST, CA 92630-2330

Mortgage

Document Number	0000025891
Date	Jan 19, 2017
Instrument	2017000025891

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,753 (+2%) Land $726,762 Building $288,991
2025	$10,370.00 (+4.33%) Homeowner's exemption	$995,837 (+4.04%) Land $712,512 Building $283,325
2023	$9,940.00 (+1.82%) Homeowner's exemption	$957,168 Land $684,844 Building $272,324
2022	$9,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Debra St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures