22151 Olmstead St, Dearborn, MI 48124 Property Records

Wayne County property record for 22151 Olmstead St, Dearborn, MI 48124 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,822 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Oct 2025)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-271-08-028`

Property Details

APN / Parcel Number

Primary APN	`82-09-271-08-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22151 OLMSTEAD ST
City	DEARBORN
State	MI
Zip	48124-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF J B MOLONEYS SUB BLK I
Legal Subdivision	J B MOLONEYS
Legal Block	1
Legal Lot Number	13
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4002
Census Tract	575000

Owner

Source: Wayne County records · APN 82-09-271-08-028

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22721 MARLBORO ST, DEARBORN, MI 48128-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2021	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
May 28, 2019	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Aug 01, 2014 · Amount on Record
Deed Document Number	2025296899
Deed Book / Page	59869 / 948
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	0494490268
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753

Mortgage

Document Number	0571841419
Date	Nov 09, 2021
Book Page	57184/1419
Instrument	2021400448

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753

Mortgage

Document Number	0570231417
Date	Sep 10, 2021
Book Page	57023/1417
Instrument	2021338579

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 28, 2025
Property Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753
Document Number	0598690948
Book / Page	59869 / 948
Map Reference	LB 15 PG 17
Instrument Date	Oct 28, 2025
Instrument	2025296899
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,022.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753

Mortgage

Document Number	0059869950
Date	Oct 28, 2025
Instrument	59869/950

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22151 OLMSTEAD ST, DEARBORN, MI 48124-2753
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550671104
Date	May 28, 2019
Book Page	55067/1104
Instrument	2019176627

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (-8.72%) Homeowner's exemption	$137,000 (-3.11%)	$274,000 (-3.11%)
2023	$4,898.00 (-7.62%) Homeowner's exemption	$141,400	$282,800
2019	$5,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635750004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 925 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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