22151 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 22151 Gardner St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1954
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-202-026`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-202-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Porch
Porch Area	153 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22151 GARDNER ST
City	OAK PARK
State	MI
Zip	48237-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 KENWOOD PARK N 20 FT OF LOT 342 & S 30 FT OF LOT 343
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	PARK
Legal Lot Number	342-343
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1005
Census Tract	171500

Owner

22151 Gardner St is owned and occupied by an individual who acquired it in January 2002.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22151 GARDNER ST, OAK PARK, MI 48237-2685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage OAKLAND COUNTY
Oct 17, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 9, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2002
Deed Sale	Jan 23, 2002
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22151 GARDNER ST, OAK PARK, MI 48237-2685
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 GARDNER ST, OAK PARK, MI 48237-2685

Mortgage

Document Number	0000044953
Date	Apr 23, 2024
Book Page	59308/307
Instrument	44953

Lender

Name	OAKLAND COUNTY
Type	Government Agency
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22151 GARDNER ST, OAK PARK, MI 48237-2685
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 GARDNER ST, OAK PARK, MI 48237-2685

Mortgage

Document Number	0000113480
Date	Oct 17, 2023
Book Page	58945/109
Instrument	113480

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	282 Months
Due	Apr 1, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	22151 GARDNER ST, OAK PARK, MI 48237-2685
Document Number	0000058346
Book / Page	050515 / 000762
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 GARNER ST OAK PARK MI 48237, OAK PARK, MI 48237

Mortgage

Document Number	0000058346
Date	Mar 30, 2017
Book Page	050515/000762
Instrument	58346

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 22151 Gardner St was $2,008 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+1.77%) Homeowner's exemption	$110,600 Land $16,400 Building $94,200	$221,200 Land $32,800 Building $188,400
2024	$1,973.00
2023		$92,400 Land $13,700 Building $78,700	$184,800 Land $27,400 Building $157,400
2022	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22151 Gardner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22151 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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