22151 Bret Loop, Underwood, IA 51576 Property Records

Pottawattamie County property record for 22151 Bret Loop, Underwood, IA 51576

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,506 sqft · built 2016
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Oct 2026)
Tax Bill	$7,622 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7643 35 178 005`

Property Details

APN / Parcel Number

Primary APN	`7643 35 178 005`
Alternative APN	`032 009 070 007750 006 000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,506 sqft Base Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Area	1,400 sqft

Location & Zoning

Street Address	22151 BRET LOOP
City	UNDERWOOD
State	IA
Zip	51576-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HAZEL DELL TWP-SHERWOOD COUNTRY ESTATES LT 6
Legal Range	43W
Legal Township	76N
Legal Section	35
Legal Subdivision	SHERWOOD COUNTRY ESTATES
Legal Lot Number	6
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	HAZEL DELL
Census Block Group	2
Census Block	2087
Census Tract	21400

Owner

Source: Pottawattamie County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22151 BRET LOOP, UNDERWOOD, IA 51576-5053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Warranty Deed, Transfer · Conventional Mortgage SHELBY COUNTY STATE BANK
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2026 · Amount on Record
Deed Sale	Oct 14, 2026 · Amount on Record
Prior Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	202611931
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Oct 14, 2026
Property Address	22151 BRET LOOP, UNDERWOOD, IA 51576-5053
Document Number	0000011931
Instrument Date	Oct 7, 2026
Instrument	202611931
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	BOX HOMETOWN ABSTRACT, HOMETOWN ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22151 BRET LOOP, UNDERWOOD, IA 51576-5053

Mortgage

Document Number	0000011933,
Date	Oct 14, 2026
Instrument	202611933

Lender

Name	SHELBY COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	22151 BRET LOOP, UNDERWOOD, IA 51576-5053
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001193
Date	Jan 25, 2022
Book Page	2022/1193
Instrument	2022-01193

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Unified School District	Underwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,100 (-) Land $75,200 Building $578,900	$654,100 (-) Land $75,200 Building $578,900
2025	$7,622.00 (-1.47%)	$654,100 (+14.79%) Land $75,200 Building $578,900	$654,100 (+14.79%) Land $75,200 Building $578,900
2024	$7,736.00 (-30.86%)
2023		$569,800 Land $65,400 Building $504,400	$569,800 Land $65,400 Building $504,400
2021	$11,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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