22150 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 22150 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,863 sqft · built 1956
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2018)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-104-008`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-104-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,863 sqft
Basement Area	1,863 sqft
Unfinished Basement	1,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22150 HARDING ST
City	OAK PARK
State	MI
Zip	48237-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 MARTIN'S POLO HEIGHTS SUB S 20 FT OF LOT 232 & ALL OF LOT 233
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	POLO HEIGHTS SUB
Legal Lot Number	232-233
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	3
Census Block	3003
Census Tract	171500

Owner

22150 Harding St is owned and occupied by two individuals who acquired it in June 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 4, 2018	Warranty Deed, Transfer · VA Mortgage TIAA FSB
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	2018195226
Deed Book / Page	52407 / 267
Last Transfer Date	Jun 27, 2024
Transfer Doc	0000074025
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160290
Date	Sep 30, 2019
Book Page	53314/00035
Instrument	160290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151987
Date	Aug 3, 2020
Book Page	54596/443
Instrument	151987

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 4, 2018
Property Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Document Number	0000195226
Book / Page	052407 / 000267
Instrument Date	Nov 27, 2018
Instrument	195226
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22150 HARDING ST OAK PARK MI 482372561, OAK PARK, MI 48237-2561

Mortgage

Document Number	195227
Date	Dec 4, 2018
Book Page	052407/000268
Instrument	195227

Lender

Name	TIAA FSB
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 16, 2018
Property Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Document Number	0000007387
Book / Page	051472 / 000662
Instrument Date	Jan 8, 2018
Instrument	7387
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Amount	Amount on Record
Tax	$12.90
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23077 GREENFIELD RD #425 SOUTHFIELD MI 480753748, 425, SOUTHFIELD, MI 48075-3748

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 9, 2018
Property Address	22150 HARDING ST, OAK PARK, MI 48237-2561
Document Number	0000004461
Book / Page	051456 / 000238
Instrument Date	Jan 2, 2018
Instrument	4461
Transaction Type	Foreclosure
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$851.41
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23077 GREENFIELD RD #425 SOUTHFIELD MI 480753748, 425, SOUTHFIELD, MI 48075-3748

Tax Assessment & Valuation

The 2025 property tax bill for 22150 Harding St was $5,038 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,038.00 (+1.76%) Homeowner's exemption	$156,500 Land $17,300 Building $139,200	$313,000 Land $34,600 Building $278,400
2024	$4,951.00
2023		$127,400 Land $14,500 Building $112,900	$254,800 Land $29,000 Building $225,800
2022	$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22150 Harding St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22150 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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