2215 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 2215 Umstead Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,241 sqft · built 1989
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Last Sale	$1,090,000 (Jun 2023)
Tax Bill	$7,783 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0814-26-9253`

Property Details

APN / Parcel Number

Primary APN	`0814-26-9253`
Alternative APNs	`0814-26-92-5367` `081401269265` `181161`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,241 sqft Heated Area
1st Floor Area	3,241 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)
Porch	Porch
Porch Area	64 sqft
Patio Area	847 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2215 UMSTEAD RD
City	DURHAM
State	NC
Zip	27712-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	ENO ESTATES/BLK:02/LT#02 PL:000046-000006
Legal Subdivision	ENO ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3003
Census Tract	1604

Owner

2215 Umstead Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
May 1, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	May 9, 2016 · Amount on File
Deed Document Number	202366489
Deed Book / Page	9943 / 807
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 30, 2023
Property Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949
Document Number	0099430807
Book / Page	9943 / 807
Map Reference	MB 46 PG 6
Instrument Date	Jun 20, 2023
Instrument	2023066489
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5032 BIG CREEK RD, RALEIGH, NC 27613-6176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949

Mortgage

Document Number	2023066490
Date	Jun 30, 2023
Instrument	2023066490

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	11.3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095640887
Date	Dec 20, 2021
Book Page	9564/887
Instrument	2021064480

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084130578
Date	May 1, 2018
Book Page	8413/578
Instrument	2018014297

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHAPEL HILL, NC 27514

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2215 UMSTEAD RD, DURHAM, NC 27712-1949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088490021
Date	Jan 15, 2020
Book Page	8849/021
Instrument	2020001756

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 2215 Umstead Rd was $7,783, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,783.00 (+3.73%)	$1,103,623 (-) Land $209,000 Building $894,623	$1,103,623 (-) Land $209,000 Building $894,623
2025	$7,503.00	$1,103,623 Land $209,000 Building $894,623	$1,103,623 Land $209,000 Building $894,623
2023	$4,765.00 (+21.19%)
2022	$3,932.00	$433,314 Land $68,602 Building $364,712	$433,314 Land $68,602 Building $364,712

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2215 Umstead Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2215 Umstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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