2215 S Phillips Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 2215 S Phillips Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,215 sqft · built 1940
Lot Size	0.131 acres (5,689 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Sep 2020)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-28-156-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-28-156-017-000`
Alternative APN	`38652`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Finished Area
1st Floor Area	840 sqft
Upper Floors Area	375 sqft
Attic	Attic
Attic Area	375 sqft
Basement Area	840 sqft
Finished Basement	150 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,689 sqft (0.131 acres)
Lot Dimensions	132 ft deep x 42.8 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38652
Street Address	2215 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57105-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 1 LENOX ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LENOX ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2031
Census Tract	1600

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2215 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Aug 7, 2013 · Amount on Record
Deed Book / Page	598-D / 687
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2215 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3837
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1876MTG/0141
Date	Jan 16, 2020
Book Page	1876 MTG/0141

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2215 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1875MTG/0011
Date	Dec 30, 2019
Book Page	1875 MTG/0011

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 4, 2020
Property Address	2215 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3837
Document Number	598DEED/687
Book / Page	598 DEED / 687
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 S GLENDALE AVE, 1500, SIOUX FALLS, SD 57105-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 S PHILLIPS AVE, SIOUX FALLS, SD 57105-3837

Mortgage

Document Number	01897MTG17
Date	Sep 4, 2020
Instrument	1897 MTG/17

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	1897MTG/20
Date	Sep 4, 2020
Book Page	1897 MTG/20

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,062.00	$227,900 (-3.84%) Land $30,800 Building $197,100
2024	$3,062.00 (-3.89%)	$237,000 (+10.39%) Land $30,800 Building $206,200
2022	$3,186.00	$214,700 Land $27,700 Building $187,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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