2215 Keel's Ct, Elgin, IL 60123 Property Records

Kane County property record for 2215 Keel's Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1997
Lot Size	0.264 acres (11,507 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2005)
Tax Bill	$8,903 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-410-011`

Property Details

APN / Parcel Number

Primary APN	`06-28-410-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,507 sqft (0.264 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2215 KEELS CT
City	ELGIN
State	IL
Zip	60123-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 1 (WILLOW BAY) LOT 652
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	3
Legal Lot Number	652
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851907

Owner

2215 Keel's Ct is owned and occupied by two individuals who bought it in June 2005.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2215 KEELS CT, ELGIN, IL 60123-6547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2005 · Amount on File
Deed Sale	Jun 30, 2005 · Amount on File
Prior Sale	Sep 29, 1997 · Amount on File
Deed Document Number	200574754
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2215 KEELS CT, ELGIN, IL 60123-6547
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 KEELS CT, ELGIN, IL 60123-6547

Mortgage

Document Number	0000027077
Date	Aug 9, 2023
Instrument	2023K027077

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2215 KEELS CT, ELGIN, IL 60123-6547
Document Number	0000044816
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2215 KEELS CT ELGIN IL 601236547, ELGIN, IL 60123-6547

Mortgage

Document Number	0000044816
Date	Sep 12, 2018
Instrument	44816

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2215 Keel's Ct was $8,903 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,903.00 Homeowner's exemption	$124,708 (+8.57%) Land $30,744 Building $93,964	$374,274 (+8.57%) Land $92,269 Building $282,005
2024		$114,864 Land $28,317 Building $86,547	$344,730 Land $84,985 Building $259,745
2022	$7,684.00 (+4.44%) Homeowner's exemption	$94,621 (+6.96%) Land $23,326 Building $71,295	$283,863 (+6.96%) Land $69,978 Building $213,885
2021	$7,357.00 Homeowner's exemption	$88,464 Land $21,808 Building $66,656	$265,392 Land $65,424 Building $199,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2215 Keel's Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2215 Keel's Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	ELGIN
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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