2215 Hoover St, Duluth, MN 55811 Property Records

St. Louis County property record for 2215 Hoover St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1937
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (May 2021)
Tax Bill	$1,534 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4550-01160`

Property Details

APN / Parcel Number

Primary APN	`010-4550-01160`
Alternative APN	`1108818`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	792 sqft Gross Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,500 sqft (0.149 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	63 sqft
Deck Area	35 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1108818
Street Address	2215 HOOVER ST
City	DULUTH
State	MN
Zip	55811-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0019 BLOCK:005 SERIAL #
Legal Subdivision	WEST END CENTRAL DIVISION OF DULUTH
Legal Block	5
Legal Lot Number	19
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4008
Census Tract	2300

Owner

2215 Hoover St is owned and occupied by an individual who bought it in May 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2215 HOOVER ST, DULUTH, MN 55811-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Sep 20, 2017	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	20211040583
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0000794241
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2021
Property Address	2215 HOOVER ST, DULUTH, MN 55811-3012
Document Number	0001040583
Instrument Date	May 7, 2021
Instrument	1040583
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2215 HOOVER ST, DULUTH, MN 55811-3012

Mortgage

Document Number	0001040584
Date	May 12, 2021
Instrument	1040584

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2017
Property Address	2215 HOOVER ST, DULUTH, MN 55811-3012
Document Number	000T989944
Instrument Date	Sep 8, 2017
Instrument	T989944
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 HOOVER ST DULUTH MN 558113012, DULUTH, MN 55811-3012

Mortgage

Document Number	T989945
Date	Sep 20, 2017
Instrument	T989945

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2215 HOOVER ST, DULUTH, MN 55811-3012
Document Number	000T987878
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 HOOVER ST DULUTH MN 558113012, DULUTH, MN 55811-3012

Mortgage

Document Number	000T987878
Date	Jul 31, 2017
Instrument	T987878

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2215 Hoover St was $1,534 with a homeowner's exemption, up 8.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,534.00 (+8.49%) Homeowner's exemption
2025	$1,414.00 (-1.81%) Homeowner's exemption	$169,700 (+27.98%) Land $22,300 Building $147,400	$169,700 (+27.98%) Land $22,300 Building $147,400
2024	$1,440.00	$132,600 Land $27,800 Building $104,800	$132,600 Land $27,800 Building $104,800
2022		$122,300 Land $31,700 Building $90,600	$122,300 Land $31,700 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2215 Hoover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2215 Hoover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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