2215 Harbourside Dr, New Bern, NC 28560 Property Records

Craven County property record for 2215 Harbourside Dr, New Bern, NC 28560

Property Summary

Property Type	Condominium Development
Details	1 bd · 2 ba · 1,026 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Jul 2020)
Tax Bill	$1,012 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-028-1-208`

Property Details

APN / Parcel Number

Primary APN	`2-028-1-208`
Alternative APN	`130008`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	130008
Street Address	2215 HARBOURSIDE DR
City	NEW BERN
State	NC
Zip	28560-7284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Legal Description	208 A & B SEA GULL AT HARBOURVIEW VILLAS
Legal Subdivision	THE SEAGULL AT HARBOURVIEW VILLAS
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

2215 Harbourside Dr, a condominium development, is owned and occupied by two individuals who bought it in July 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Dec 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Jan 14, 2005 · Amount on File
Deed Document Number	202010057682
Deed Book / Page	3621 / 751
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	3522/1001
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284

Mortgage

Document Number	03757/1447
Date	Mar 15, 2023
Book Page	3757/1447
Instrument	10110096

Lender

Name	CADENCE BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003708/838
Date	Jan 18, 2022
Book Page	3708/838
Instrument	10090229

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 15, 2020
Property Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284
Document Number	3621/751
Book / Page	3621 / 751
Map Reference	MB 3 PG 143-153
Instrument Date	Jul 10, 2020
Instrument	10057682
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	692 PLAIN DEALING RD, 692, MAGNOLIA, DE 19962-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284

Mortgage

Document Number	3621755
Date	Jul 15, 2020
Instrument	3621/755

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Dec 18, 2017
Property Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284
Document Number	3522/1001
Book / Page	3522 / 1001
Instrument Date	Dec 14, 2017
Instrument	10016576
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 HARBOURSIDE DR, NEW BERN, NC 28560-7284

Mortgage

Document Number	3522/1003
Date	Dec 18, 2017
Book Page	3522/1003

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2215 Harbourside Dr was $1,012.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,012.00	$195,080 (-) Land $50,000 Building $145,080	$195,080 (-) Land $50,000 Building $145,080
2025	$1,012.00	$195,080 Land $50,000 Building $145,080	$195,080 Land $50,000 Building $145,080
2023	$1,000.00 (+1%)	$195,080 (+170.23%) Land $50,000 Building $145,080	$195,080 Land $50,000 Building $145,080
2022	$500.00	$72,190 Land $20,500 Building $51,690
2018			$72,190 Land $20,500 Building $51,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2215 Harbourside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2215 Harbourside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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