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2215 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 2215 E Main St, Lakeland, FL 33801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,314 sqft · built 2024
Lot Size0.172 acres (7,505 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Oct 2024)
Tax Bill$2,746 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
May 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-28-16-184500-000040

Property Details

APN / Parcel Number

Primary APN24-28-16-184500-000040
Alternative APN
  • 162824184500000040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,314 sqft Living Area
Gross Area1,598 sqft
1st Floor Area1,314 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,505 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area284 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address2215 E MAIN ST
CityLAKELAND
StateFL
Zip33801-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOWDERY SUB PB 15 PG 4 LOTS 4 5 & 6
Legal Range24E
Legal Township28S
Legal Section16
Legal SubdivisionCOWDERY SUBDIVISION
Legal Tract184500
Legal Block2
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2010
Census Tract11731

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2215 E MAIN ST, LAKELAND, FL 33801-2429
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD
May 23, 2023Quit Claim Deed, Transfer
TANGENT CAPITAL LLC
Dec 30, 2022Warranty Deed, Transfer
UNKNOWN, TITLE SOLUTIONS GROUP OF FL
Dec 8, 2022Warranty Deed, Transfer
PARAMOUNT TITLE
Feb 3, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024 · Amount on Record
Deed SaleOct 4, 2024 · Amount on Record
Prior SaleDec 30, 2022 · Amount on Record
Deed Document Number2024228042
Deed Book / Page13288 / 1105
Prior Transfer DateMay 18, 2023
Prior Transfer Doc0000119871
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 4, 2024
Property Address2215 E MAIN ST, LAKELAND, FL 33801-2429
Document Number0000228042
Book / Page13288 / 1105
Map ReferenceMB 15 PG 4
Instrument DateSep 30, 2024
Instrument2024228042
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyTITLE SOLUTIONS GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5739 OLD HIGHWAY 37, LAKELAND, FL 33811-2353

Transferred To (Grantee/Buyer)

NameVerified Name
Address2215 E MAIN ST, LAKELAND, FL 33801-2429

Mortgage

Document Number0132881107
DateOct 4, 2024
Instrument13288/1107
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2054

Mortgage

Document Number0000228044
DateOct 4, 2024
Book Page13288/1122
Instrument2024228044
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78259
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate5%

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 23, 2023
Property Address2215 E MAIN ST, LAKELAND, FL 33801-2429
Document Number0000119871
Book / Page12701 / 1
Map ReferenceMB 15 PG 4
Instrument DateMay 18, 2023
Instrument2023119871
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyUNKNOWN, TITLE SOLUTIONS GROUP OF FL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address511 GLENDALE ST, LAKELAND, FL 33803-4115

Transferred To (Grantee/Buyer)

NameVerified Name
Address5739 OLD HIGHWAY 37, LAKELAND, FL 33811-2353

Mortgage

Document Number0000127015
DateMay 23, 2023
Instrument12701/5
Lender
NameTANGENT CAPITAL LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 30, 2022
Property Address2215 E MAIN ST, LAKELAND, FL 33801-2429
Document Number0000335489
Book / Page12535 / 1409
Map ReferenceMB 15 PG 4
Instrument DateDec 30, 2022
Instrument2022335489
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyUNKNOWN, TITLE SOLUTIONS GROUP OF FL

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8546 N CAMPBELL RD, LAKELAND, FL 33810-0310

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address511 GLENDALE ST, LAKELAND, FL 33803-4115

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 8, 2022
Property Address2215 E MAIN ST, LAKELAND, FL 33801-2429
Document Number0000317761
Book / Page12511 / 277
Map ReferenceMB 15 PG 4
Instrument DateDec 5, 2022
Instrument2022317761
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2310 DEER RUN, LAKELAND, FL 33809-4921

Transferred To (Grantee/Buyer)

NameVerified Name
Address8546 N CAMPBELL RD, LAKELAND, FL 33810-0310
InvestorPossibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 3, 2022
Property Address2215 E MAIN ST, LAKELAND, FL 33801-2429
Document Number0000031331
Book / Page12102 / 1193
Map ReferenceMB 15 PG 4
Instrument DateJun 10, 2021
Instrument2022031331
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10545 US HIGHWAY 98 N, LAKELAND, FL 33809-1065

Transferred To (Grantee/Buyer)

NameVerified Name
Address2310 DEER RUN, LAKELAND, FL 33809-4921

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,534 (-9.77%) Land $12,382 Building $172,152$184,534 (-9.77%) Land $12,382 Building $172,152
2025$2,746.00 (+1,584.66%)$204,504 (+1,603.35%) Land $12,382 Building $192,122$204,504 (+1,603.35%) Land $12,382 Building $192,122
2023$163.00 (+44.25%)$12,006 (+45.46%) Land $12,006$12,006 (+45.46%) Land $12,006
2022$113.00$8,254 Land $8,254$8,254 Land $8,254

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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