2214 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2214 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,504 sqft · built 1896
Lot Size	0.161 acres (7,011 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2019)
Tax Bill	$2,768 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1180-01130`

Property Details

APN / Parcel Number

Primary APN	`010-1180-01130`
Alternative APN	`1077681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,504 sqft Gross Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,011 sqft (0.161 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	149 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1077681
Street Address	2214 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1502
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0360 BLOCK:111 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	111
Legal Lot Number	360
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	15600

Owner

2214 W 4th St, a residential property, is owned and occupied by an individual who bought it in September 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2214 W 4TH ST, DULUTH, MN 55806-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 19, 2019	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	May 26, 2004 · Amount on File
Deed Document Number	20191363605
Prior Transfer Date	May 5, 2004
Prior Transfer Doc	0000944514
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2214 W 4TH ST, DULUTH, MN 55806-1502
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 W 4TH ST, DULUTH, MN 55806-1502

Mortgage

Document Number	0001442441
Date	May 4, 2022
Instrument	1442441

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2019
Property Address	2214 W 4TH ST, DULUTH, MN 55806-1502
Document Number	00A1363605
Instrument Date	Sep 6, 2019
Instrument	A1363605
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$379.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 W 4TH ST DULUTH MN 558061502, DULUTH, MN 55806-1502

Mortgage

Document Number	A1363606
Date	Sep 19, 2019
Instrument	A1363606

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Mortgage

Document Number	A1363607,
Date	Sep 19, 2019
Instrument	A1363607

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2214 W 4th St was $2,768 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,768.00 (+9.15%) Homeowner's exemption
2025	$2,536.00 (+2.09%) Homeowner's exemption	$184,000 (+12.54%) Land $26,500 Building $157,500	$184,000 (+12.54%) Land $26,500 Building $157,500
2024	$2,484.00	$163,500 Land $31,800 Building $131,700	$163,500 Land $31,800 Building $131,700
2022		$136,500 Land $28,000 Building $108,500	$136,500 Land $28,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2214 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2214 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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