2214 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 2214 Sterrett Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1894
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-41-05-027.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-05-027.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,210 sqft Finished Area
Gross Area	1,530 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2214 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOT 77
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	77
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit US BK
May 16, 2017	Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
May 16, 2017	Grant Deed, Transfer PNC MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 12, 2017
Transfer Doc	0005900157
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265

Mortgage

Document Number	0000002238
Date	Feb 4, 2026
Book Page	731/77
Instrument	26059000002238

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Jul 8, 2040

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265

Mortgage

Document Number	0005900018
Date	Jan 4, 2024
Book Page	KCM 518/434
Instrument	24010405900018

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Document Number	0000000071
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 STERRETT AVE COVINGTON KY 410141265, COVINGTON, KY 41014-1265

Mortgage

Document Number	0000000071
Date	Dec 18, 2020
Book Page	00M142/000844
Instrument	71

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Document Number	0000000188
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 STERRETT AVE COVINGTON KY 410141265, COVINGTON, KY 41014-1265

Mortgage

Document Number	0000000188
Date	Dec 11, 2019
Book Page	0C6825/000289
Instrument	188

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2039

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 16, 2017
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Document Number	0000000157
Book / Page	0C6159 / 000172
Instrument Date	May 12, 2017
Instrument	157
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	805 SQUIRE LAKE DR VILLA HILLS KY 410171300, VILLA HILLS, KY 41017-1300

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 16, 2017
Property Address	2214 STERRETT AVE, COVINGTON, KY 41014-1265
Document Number	0000000158
Book / Page	0C6159 / 000177
Instrument Date	May 12, 2017
Instrument	158
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SQUIRE LAKE DR VILLA HILLS KY 410171300, VILLA HILLS, KY 41017-1300

Mortgage

Document Number	159
Date	May 16, 2017
Book Page	0C6159/000182
Instrument	159

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-0.54%)	$125,000 (-) Land $10,000 Building $115,000	$125,000 (-) Land $10,000 Building $115,000
2023	$1,665.00	$125,000 Land $10,000 Building $115,000	$125,000 Land $10,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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