2214 Scheper Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2214 Scheper Ct, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage1,952 sqft Finished Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$234,500 (2020)
Tax Bill$2,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-10-01-195.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,952 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0451001195.00
Street Address2214 SCHEPER CT
CityCOVINGTON
StateKY
Zip41017-9241
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOWLER RIDGE SEC 14 LOT 195
Legal SubdivisionFOWLER RIDGE
Legal Phase14
Legal Lot Number195
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup2
Census Block2008
Census Tract66801

Owner

Source: Kenton County records · APN 045-10-01-195.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARDIAN SVGS BK
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
HERITAGE BK
Oct 05, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 31, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Prior SaleNov 05, 2004 · Amount on Record
Deed Doc Number0000060475
Deed Book / Page60 / 475
Record RefreshedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 11, 2020
Property Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
Document Number0000000163
Book / Page000060 / 000475
Instrument DateDec 11, 2020
Instrument163
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2214 SCHEPER CT COVINGTON KY 410179241, COVINGTON, KY 41017-9241

Mortgage

Document Number164
DateDec 11, 2020
Book Page00M139/000589
Instrument164
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressPO BOX 125, CINCINNATI, OH 45239
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 10, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
Document Number0000000151
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 04, 2021
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15379 PARKERS GROVE RD MORNING VIEW KY 410639622, MORNING VIEW, KY 41063-9622

Mortgage

Document Number0000000151
DateDec 14, 2020
Book Page00M139/000898
Instrument151
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
TypeLine of Credit
Term240 Months
DueDec 13, 2040
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
Document Number0000000027
Instrument DateOct 05, 2020
Transaction TypeMortgage
Record UpdatedNov 04, 2020
Title CompanyBLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2214 SCHEPER CT FORT MITCHELL KY 410179241, FORT MITCHELL, KY 41017-9241

Mortgage

Document Number0000000027
DateOct 19, 2020
Book Page00M113/000112
Instrument27
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 18, 2045
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
Document Number0000000128
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedJan 03, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2214 SCHEPER CT FORT MITCHELL KY 410179241, FORT MITCHELL, KY 41017-9241

Mortgage

Document Number0000000128
DateDec 16, 2019
Book Page0I4379/000276
Instrument128
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueDec 15, 2032

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2214 SCHEPER CT, COVINGTON, KY 41017-9241
Document Number0000000161
Book / Page0I3926 / 000039
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2214 SCHEPER CT COVINGTON KY 410179241, COVINGTON, KY 41017-9241

Mortgage

Document Number0000000161
DateApr 17, 2017
Book Page0I3926/000039
Instrument161
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,323.00 (-7.04%)$234,500 (-) Land $15,000 Building $219,500$234,500 (-) Land $15,000 Building $219,500
2023$2,499.00$234,500 Land $15,000 Building $219,500$234,500 Land $15,000 Building $219,500

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