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2214 Bluebird Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2214 Bluebird Pl, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,610 sqft · built 2021
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Nov 2021)
Tax Bill$4,892 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN082631397500013150

Property Details

APN / Parcel Number

Primary APN082631397500013150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Heated Area
Gross Area2,274 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area244 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2214 BLUEBIRD PL
CitySAINT CLOUD
StateFL
Zip34771-8424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 315
Legal SubdivisionLIVE OAK LAKE PHS 1 2 & 3
Legal Phase3
Legal Lot Number315
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records · APN 082631397500013150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3705 SILVER LAKE DR, KISSIMMEE, FL 34744-9467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 04, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 12, 2021Special Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleJul 12, 2021
Deed Document Number2021172083
Deed Book / Page6080 / 908
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2214 BLUEBIRD PL, SAINT CLOUD, FL 34771-8424
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 BLUEBIRD PL, SAINT CLOUD, FL 34771-8424

Mortgage

Document Number0068720790
DateOct 28, 2025
Book Page6872/790
Instrument2025133855
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueNov 01, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2021
Property Address2214 BLUEBIRD PL, SAINT CLOUD, FL 34771-8424
Document Number0060800908
Book / Page6080 / 908
Map ReferenceMB 30 PG 1-5
Instrument DateOct 27, 2021
Instrument2021172083
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10144 CHORLTON CIRCLE, ORLANDO, FL 32832-6162

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 SILVER LAKE DR, KISSIMMEE, FL 34744-9467

Mortgage

Document Number0006080909
DateNov 04, 2021
Instrument6080/909
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 12, 2021
Property Address2214 BLUEBIRD PL, SAINT CLOUD, FL 34771-8424
Document Number0059991697
Book / Page5999 / 1697
Map ReferenceMB 30 PG 1-5
Instrument DateJun 30, 2021
Instrument2021107472
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 BLUEBIRD PLACE, SAINT CLOUD, FL 34771-8424

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,892.00 (+15.08%) Homeowner's exemption$316,200 (+5.39%) Land $75,000 Building $241,200$316,200 (+2.53%) Land $75,000 Building $241,200
2023$4,251.00 (+4.04%) Homeowner's exemption$300,039 (+3%)$308,400 (+5.87%) Land $65,000 Building $243,400
2022$4,086.00 Homeowner's exemption$291,300 Land $60,000 Building $231,300$291,300 Land $60,000 Building $231,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 280 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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