2213 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 2213 Cole Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.171 acres (7,425 sqft)
Owner	Company Name on Record
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Jan 2021 Loan Modification Dec 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`48-019900-002600-8`

Property Details

APN / Parcel Number

Primary APN	`48-019900-002600-8`
Alternative APNs	`4801990000260080111` `174277`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,425 sqft (0.171 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Driveway	Concrete Driveway
Driveway Area	650 sqft
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2213 COLE AVE
City	WACO
State	TX
Zip	76707-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GINOCCHIO LOT 11 BLOCK 2 ACRES .1705
Legal Subdivision	GINOCCHIO
Legal Block	2
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3010
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 20372, WACO, TX 76702-0372
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Loan Modification, Mortgage BANCORPSOUTH
Dec 21, 2020	Warranty Deed, Transfer SWBC MTG
Jul 24, 2020	Loan Modification, Mortgage BANCORPSOUTH
Apr 8, 2020	Loan Modification, Mortgage BANCORPSOUTH
Apr 11, 2019	Deed of Trust, Mortgage TEXAS FIRST ST BK
Dec 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Warranty Deed, Transfer
Aug 16, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jan 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Nov 27, 2017
Deed Document Number	202045391
Prior Transfer Date	Dec 10, 2015
Prior Transfer Doc	0000038485
Record Updated	Oct 29, 2026

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000003645
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 N VLY WACO TX 76710, WACO, TX 76710

Mortgage

Document Number	0000003645
Date	Jan 29, 2021
Instrument	3645

Lender

Name	BANCORPSOUTH
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 21, 2020
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000045392
Instrument Date	Dec 18, 2020
Instrument	45392
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1000 N 22ND ST WACO TX 767072814, WACO, TX 76707-2814

Mortgage

Document Number	45393
Date	Dec 21, 2020
Instrument	45393

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000025386
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 COUNTY ROAD 148 RIESEL TX 766822960, RIESEL, TX 76682-2960

Mortgage

Document Number	0000025386
Date	Jul 28, 2020
Instrument	25386

Lender

Name	BANCORPSOUTH
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000011782
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 N VALLEY MILLS DR WACO TX 767104582, WACO, TX 76710-4582

Mortgage

Document Number	0000011782
Date	Apr 13, 2020
Instrument	11782

Lender

Name	BANCORPSOUTH
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2021

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000011966
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 COLE AVE WACO TX 767072845, WACO, TX 76707-2845

Mortgage

Document Number	0000011966
Date	Apr 12, 2019
Instrument	11966

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76702-2524

Agreement

Amount	Amount Recorded

Interest

Rate	2%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 21, 2020
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000045391
Instrument Date	Apr 3, 2019
Instrument	45391
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 CONGRESS AVE #400 AUSTIN TX 787014143, 400, AUSTIN, TX 78701-4143

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 27, 2017
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000038902
Instrument Date	Nov 13, 2017
Instrument	38902
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1520 N VALLEY MILLS DR WACO TX 767104582, WACO, TX 76710-4582

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000027639
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2813 COLE AVE WACO TX 767072646, WACO, TX 76707-2646

Mortgage

Document Number	0000027639
Date	Aug 22, 2017
Instrument	27639

Lender

Name	PRIVATE INDIVIDUAL
Type	Funding / Finance Company
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2022

Interest

Rate Type	Fixed Rate
Rate	13.9%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 31, 2017
Property Address	2213 COLE AVE, WACO, TX 76707-2845
Document Number	0000003117
Instrument Date	Jan 30, 2017
Instrument	3117
Transaction Type	Transfer
Record Updated	Feb 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 FAIRWAY RD WOODWAY TX 767123301, WOODWAY, TX 76712-3301

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,965 (-1.51%) Land $22,721 Building $110,244	$132,965 (-1.51%) Land $22,721 Building $110,244
2025	$3,035.00 (-0.33%)	$135,000 (-0.76%) Land $20,570 Building $114,430	$135,000 (-0.76%) Land $20,570 Building $114,430
2024	$3,045.00 (-0.13%)
2023		$136,030 Land $20,570 Building $115,460	$136,030 Land $20,570 Building $115,460
2022	$3,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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