2213 Casper Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2213 Casper Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 988 sqft · built 1977
Lot Size	0.19 acres (8,260 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-281-015`

Property Details

APN / Parcel Number

Primary APN	`8913-33-281-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	575 sqft
Unfinished Basement	988 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,260 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2213 CASPER AVE
City	WATERLOO
State	IA
Zip	50701-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONDS ADDITION LOT 2
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	BONDS ADDITION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
Aug 26, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAS ACQUISITION
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2021
Deed Sale	Sep 25, 2021
Prior Sale	Sep 25, 2020
Deed Document Number	20216493
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 CASPER AVE, WATERLOO, IA 50701-3832

Mortgage

Document Number	202400006207
Date	Nov 9, 2023
Instrument	202400006207

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004188
Date	Aug 26, 2020
Instrument	202100004188

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006495
Date	Sep 25, 2020
Instrument	202100006495

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Document Number	202100006493
Instrument Date	Sep 24, 2020
Instrument	202100006493
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2213 CASPER AVE, WATERLOO, IA 50701-3832

Mortgage

Document Number	202100006494
Date	Sep 25, 2020
Instrument	202100006494

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Document Number	202100006493
Instrument Date	Sep 24, 2020
Instrument	202100006493
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2213 CASPER AVE, WATERLOO, IA 50701-3832

Mortgage

Document Number	202100006494
Date	Sep 25, 2020
Instrument	202100006494

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2020
Property Address	2213 CASPER AVE, WATERLOO, IA 50701-3832
Document Number	202100006493
Instrument Date	Sep 24, 2020
Instrument	202100006493
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2213 CASPER AVE, WATERLOO, IA 50701-3832

Mortgage

Document Number	202100006494
Date	Sep 25, 2020
Instrument	202100006494

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,796.00 (+6.21%) Homeowner's exemption	$196,880 (+12.52%) Land $24,680 Building $172,200	$196,880 (+12.52%) Land $24,680 Building $172,200
2024	$3,574.00 (+14.19%)
2023		$174,980 (+15.57%) Land $24,680 Building $150,300	$174,980 (+15.57%) Land $24,680 Building $150,300
2022	$3,130.00 Homeowner's exemption	$151,400 Land $24,680 Building $126,720
2021			$151,400 Land $24,680 Building $126,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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