22122 Rickard Rd, Bend, OR 97702 Property Records

Deschutes County property record for 22122 Rickard Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,178 sqft · built 1994
Lot Size	9.81 acres (427,759 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Jul 2018)
Tax Bill	$9,346 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181318 C0 00900`

Property Details

APN / Parcel Number

Primary APN	`181318 C0 00900`
Alternative APNs	`R10031813180001003` `183212`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,178 sqft Living Area
1st Floor Area	2,892 sqft
2nd Floor Area	700 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Lot Area	427,759 sqft (9.81 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	314 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	183212
Old Parcel Number	R10031813180001003
Street Address	22122 RICKARD RD
City	BEND
State	OR
Zip	97702-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 SUBD:GEIL ESTATES SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 13 MAP REF:181318-C0
Legal Range	13E
Legal Township	18S
Legal Section	18
Legal Subdivision	GEIL ESTATES
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1020
Census Tract	1901

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22122 RICKARD RD, BEND, OR 97702-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Construction Mortgage OREGON FEDERAL CREDIT UNION
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jul 9, 2018	Warranty Deed, Transfer · ARM FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Mar 17, 2016
Deed Document Number	2018-27944
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 28, 2026
Property Address	22122 RICKARD RD, BEND, OR 97702-9294
Document Number	0000022301
Instrument Date	Jul 23, 2026
Instrument	202622301
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	22122 RICKARD RD, BEND, OR 97702-9294

Mortgage

Document Number	0000022301,
Date	Jul 28, 2026
Instrument	202622301

Lender

Name	OREGON FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22122 RICKARD RD, BEND, OR 97702-9294
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22122 RICKARD RD, BEND, OR 97702-9294

Mortgage

Document Number	0000009084
Date	Mar 4, 2022
Instrument	2022-09084

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 9, 2018
Property Address	22122 RICKARD RD, BEND, OR 97702-9294
Document Number	0000027944
Map Reference	CAB C PG785
Instrument Date	Jul 3, 2018
Instrument	2018-27944
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22122 RICKARD RD, BEND, OR 97702-9294

Mortgage

Document Number	0000027945
Date	Jul 9, 2018
Instrument	2018-27945

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,346.00 (+4.52%)	$623,980 (+3%)	$1,509,030 (-) Land $607,450 Building $901,580
2024	$8,942.00 (+6.26%)	$605,810 (+3%)	$1,509,030 (-12.52%) Land $607,450 Building $901,580
2023	$8,415.00	$588,170	$1,725,030 Land $625,540 Building $1,099,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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