2212 Banner Hill Rd, Frederick, MD 21702 Property Records

Frederick County property record for 2212 Banner Hill Rd, Frederick, MD 21702

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 ba · 3,931 sqft · built 1992
Lot Size	0.262 acres (11,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2019)
Tax Bill	$8,543 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-168197`

Property Details

APN / Parcel Number

Primary APN	`02-168197`
Alternative APNs	`2168197` `168197`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,931 sqft Gross Area
1st Floor Area	1,411 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,396 sqft (0.262 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	168197
Street Address	2212 BANNER HILL RD
City	FREDERICK
State	MD
Zip	21702-2602
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PND
Legal Description	LOT 56 SECT 9 PLAT 1 11396 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER POND
Legal Lot Number	56
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4020
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 5, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Mar 8, 2000 · Amount on Record
Deed Book / Page	13127 / 30
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0112590316
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602

Mortgage

Document Number	0147740317
Date	Apr 15, 2021
Book Page	14774/317

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602

Mortgage

Document Number	0154330498
Date	Oct 27, 2021
Book Page	15433/498

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 5, 2019
Property Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602
Document Number	0131270030
Book / Page	013127 / 000030
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2212 BANNER HILL RD FREDERICK MD 217022602, FREDERICK, MD 21702-2602

Mortgage

Document Number	131270036
Date	Aug 5, 2019
Book Page	013127/000036

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2212 BANNER HILL RD, FREDERICK, MD 21702-2602
Document Number	0128580413
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2212 BANNER HILL RD FREDERICK MD 217022602, FREDERICK, MD 21702-2602

Mortgage

Document Number	0128580413
Date	Mar 6, 2019
Book Page	012858/000413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,300 (+3.99%)	$606,500 (+11.96%) Land $177,500 Building $429,000
2025	$8,543.00 (+4.86%) Homeowner's exemption	$541,700 (+21.76%) Land $126,200 Building $415,500	$541,700 (-) Land $126,200 Building $415,500
2024	$8,147.00 (+7.28%)
2023	$7,594.00 Homeowner's exemption	$444,900	$541,700 Land $126,200 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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