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22118 Terrace Gate Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 22118 Terrace Gate Ln, Katy, TX 77450 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,619 sqft · built 2002
Lot Size0.57 acres (24,831 sqft)
OwnerIndividual Name on File
Tax Bill$10,334 (2025)
Deeds & MortgagesAug 2023 Sale
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR250195

Property Details

APN / Parcel Number

Primary APNR250195
Alternative APN
  • 3529-01-001-0230-914

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,619 sqft Living Area
1st Floor Area2,065 sqft
2nd Floor Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,831 sqft (0.57 acres)
View / LotCul-De-Sac
Garage TypeDetached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area555 sqft
PorchOpen Porch
Porch Area1,147 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address22118 TERRACE GATE LN
CityKATY
StateTX
Zip77450-8054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND LAKES PHASE TWO SEC 1, BLOCK 1, LOT 23
Legal SubdivisionGRAND LAKES PHASE TWO SEC 1
Legal Block1
Legal Lot Number23
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2001
Census Tract673009

Owner

Source: Fort Bend County records · APN R250195

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22118 TERRACE GATE LN, KATY, TX 77450-8054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Special Warranty Deed, Transfer
Feb 28, 2020Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Nov 05, 2021Vendor's Lien, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023
Deed SaleAug 31, 2023
Prior SaleNov 05, 2021 · Amount on Record
Deed Document Number202384158
Prior Transfer DateNov 04, 2021
Prior Transfer Doc0000186459
Record UpdatedSep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFORT BEND TX
Recording DateAug 31, 2023
Property Address22118 TERRACE GATE LN, KATY, TX 77450-8054
Document Number0000084158
Instrument DateAug 30, 2023
Instrument2023084158
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22118 TERRACE GATE LN, KATY, TX 77450-8054

Transferred To (Grantee/Buyer)

NameVerified Name
Address22118 TERRACE GATE LN, KATY, TX 77450-8054

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address22118 TERRACE GATE LN, KATY, TX 77450-8054
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023819
DateFeb 28, 2020
Instrument2020023819
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateNov 05, 2021
Property Address22118 TERRACE GATE LN, KATY, TX 77450-8054
Document Number0000186459
Map ReferenceSL 2060/A&2060/B
Instrument DateNov 04, 2021
Instrument2021186459
Transaction TypeTransfer
Record UpdatedSep 02, 2022
Title CompanySERVICELINK, SERVICE LINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22118 TERRACE GATE LN, KATY, TX 77450-8054

Mortgage

Document Number0000186460
DateNov 05, 2021
Instrument2021186460
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,334.00 (-6.8%) Homeowner's exemption$775,325 (+6.96%) Land $132,405 Building $642,920$775,325 (+6.96%) Land $132,405 Building $642,920
2024$11,088.00 (+15.8%) Homeowner's exemption$724,886 (+4.29%) Land $132,405 Building $592,481$724,886 (+2.52%) Land $132,405 Building $592,481
2023$9,575.00 (+12.08%) Homeowner's exemption$695,035 (+1%) Land $97,000 Building $610,073$707,073 (+11.91%) Land $97,000 Building $610,073
2022$631,850 Land $97,000 Building $534,850$631,850 Land $97,000 Building $534,850
2021$8,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 81 individual NFIP policies nearby
Nearby Flood Policies81 in force
80 of 81 on primary residences
Nearby Flood Claims4 (2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2017, other causes, Hurricane Harvey
Flood Events
  • Hurricane Harvey (Aug 2017), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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