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22109 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22109 Seashore Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,531 sqft · built 1998
Lot Size0.201 acres (8,760 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Sep 2016)
Tax Bill$2,945 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-47-25-E1-08000.0970

Property Details

APN / Parcel Number

Primary APN04-47-25-E1-08000.0970
Alternative APNs
  • 250447E1080000970
  • 04472508000000970
  • 10277132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,531 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,403 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,760 sqft (0.201 acres)
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10277132
Street Address22109 SEASHORE CIR
CityESTERO
StateFL
Zip33928-4308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionTR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 97
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionFOUNTAIN LAKES S/D
Legal TractMN
Legal Block3
Legal Lot Number97
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3001
Census Tract50320

Owner

22109 Seashore Cir is owned and occupied by two individuals who bought it in September 2016.

Source: Lee County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address22109 SEASHORE CIR, ESTERO, FL 33928-4308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2016 · Amount on File
Deed SaleSep 29, 2016 · Amount on File
Prior SaleOct 31, 2012 · Amount on File
Deed Document Number2016206858
Prior Transfer DateJul 30, 2007
Prior Transfer Doc0000239937
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address22109 SEASHORE CIR, ESTERO, FL 33928-4308
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22109 SEASHORE CIR, ESTERO, FL 33928-4308

Mortgage

Document Number0000043443
DateFeb 8, 2022
Instrument2022000043443
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 22109 Seashore Cir was $2,945 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,945.00 Homeowner's exemption$238,287$370,560 Land $82,365 Building $288,195
2023$2,732.00 (-1.73%) Homeowner's exemption$224,826 (+3%)$356,570 (+22.06%) Land $186,350 Building $170,220
2022$2,780.00 Homeowner's exemption$218,278$292,125 Land $190,540 Building $101,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22109 Seashore Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22109 Seashore Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Hotwire Communications, Verizon.

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