Pierce County property record for 22109 43rd Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,412 sqft · built 1975 |
| Lot Size | 0.206 acres (8,960 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,516 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 781620-0-340 |
| Primary APN | 781620-0-340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,412 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,960 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 22109 43RD AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD: SOUTHWOOD SECOND ADD L 26 BLK B EASE OF RECORD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHWOOD SECOND ADD |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 71414 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22109 43RD AVE E, SPANAWAY, WA 98387-6887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE EXPRESS |
| Feb 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Oct 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2004 |
| Transfer Doc | 0000001506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22109 43RD AVE E, SPANAWAY, WA 98387-6887 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 22109 43RD AVE E, SPANAWAY, WA 98387-6887 |
| Document Number | 0001100073 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 202401100073 |
| Name | MORTGAGE EXPRESS |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22109 43RD AVE E, SPANAWAY, WA 98387-6887 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22109 43RD AVE E, BETHEL, WA 98387-6887 |
| Document Number | 0002240282 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 202302240282 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22109 43RD AVE E, SPANAWAY, WA 98387-6887 |
| Document Number | 2010190207 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 22109 43RD AVE E SPANAWAY WA 983876887, SPANAWAY, WA 98387-6887 |
| Document Number | 2010190207 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 202010190207 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | BLAWENBURG, NJ 08504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,500 (+3.26%) Land $159,000 Building $221,500 | $380,500 (+3.26%) Land $159,000 Building $221,500 | |
| 2025 | $4,516.00 (+4.32%) | ||
| 2024 | $4,329.00 (-2.24%) | $368,500 (-4.11%) Land $161,500 Building $207,000 | $368,500 (-4.11%) Land $161,500 Building $207,000 |
| 2023 | $4,428.00 | $384,300 Land $161,500 Building $222,800 | $384,300 Land $161,500 Building $222,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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