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2210 Union Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2210 Union Ave, Punta Gorda, FL 33950 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 2019
Lot Size0.513 acres (22,349 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Aug 2016)
Tax Bill$3,654 (2025)
Deeds & MortgagesMar 2019 Construction Loan
Feb 2020 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN412305237004

Property Details

APN / Parcel Number

Primary APN412305237004
Alternative APNs
  • 00973560001006
  • 10004700684

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,605 sqft Living Area
Gross Area2,306 sqft
1st Floor Area1,605 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,349 sqft (0.513 acres)
Garage TypeAttached
Garage Area445 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area288 sqft
PorchRaised Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00973560001006
Street Address2210 UNION AVE
CityPUNTA GORDA
StateFL
Zip33950-4624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOLANA BLOCK 16 LT 11 LESS TH W 111 FT LESS ROAD ROW 345/660 DC805/1072 DC806/702 2475/1360 TD3469/816 4113/512 4405/1731
Legal Range23E
Legal Township41S
Legal Section05
Legal SubdivisionSOLANA
Legal TractSOS
Legal Block16
Legal Lot Number11
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2005
Census Tract10302

Owner

Source: Charlotte County records · APN 412305237004

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2210 UNION AVE, PUNTA GORDA, FL 33950-4624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2019Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Feb 27, 2020Loan Modification, Mortgage
CENTENNIAL BK
Feb 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2016 · Amount on Record
Deed SaleAug 18, 2016 · Amount on Record
Deed Document Number20162459759
Deed Book / Page4113 / 512
Last Transfer DateFeb 07, 2019
Transfer Doc0044051731
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2209 UNION AVE, PUNTA GORDA, FL 33950-4624
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044111391
DateMar 01, 2019
Book Page4411/1391
Instrument2688349
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMar 01, 2050
Interest
Rate TypeFixed Rate
Rate5%
Type Change DateMar 01, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address2209 UNION AVE, PUNTA GORDA, FL 33950-4624
Document Number0045571590
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2209 UNION AVE PUNTA GORDA FL 339504624, PUNTA GORDA, FL 33950-4624

Mortgage

Document Number0045571590
DateMar 30, 2020
Book Page004557/001590
Instrument2799917
Lender
NameCENTENNIAL BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueMar 29, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 12, 2019
Property Address2209 UNION AVE, PUNTA GORDA, FL 33950-4624
Document Number0044051731
Book / Page004405 / 001731
Instrument DateFeb 07, 2019
Instrument2683707
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address873 EAST RD CLARKSBURG MA 012472195, CLARKSBURG, MA 01247-2195

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,654.00 (-19.59%) Homeowner's exemption Disabled Person's exemption$287,232 (+11.52%)$319,398 (-9.93%) Land $31,450 Building $287,948
2024$4,544.00 (+1.95%)
2023$4,457.00 (+6.88%) Homeowner's exemption Disabled Person's exemption$257,568 (-4.88%)$354,602 (+15.15%) Land $37,000 Building $317,602
2022$4,170.00 Homeowner's exemption$270,794$307,940 Land $21,250 Building $286,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 335 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured (399 under condo master policies)
175 of 335 individual policies on primary residences
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 145 claims
  • Hurricane Helene (Sep 2024), 112 claims
  • Tropical Storm Bonnie And Hurricane Charley (Aug 2004), 12 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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