Stearns County property record for 2210 Stephens Way, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,495 sqft · built 1993 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual on Record |
| Last Sale | $345,000 (May 2023) |
| Tax Bill | $4,236 (2026) |
| Deeds & Mortgages | May 2026 Transfer Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46837-0119 |
| Primary APN | 82-46837-0119 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 119 ft Width |
| Garage Area | 1,136 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2210 STEPHENS WAY |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 020 BLK 001 FERNWOOD HILLS SECTION 22 TOWNSHIP 124 RANGE 028 SECTION 22 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 22 |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 402 |
Source: Stearns County assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 24, 2023 | Warranty Deed, Transfer STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI |
| Oct 11, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Deed Document Number | 20231535017 |
| Last Transfer Date | May 11, 2026 |
| Transfer Doc | 0001713021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 14, 2026 |
| Property Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Document Number | 0001713021 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261713021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 24, 2023 |
| Property Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Document Number | 00A1658866 |
| Instrument Date | May 15, 2023 |
| Instrument | A1658866 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 11, 2022 |
| Property Address | 2210 STEPHENS WAY, SAINT CLOUD, MN 56301-5035 |
| Document Number | 00A1642422 |
| Instrument Date | Oct 10, 2022 |
| Instrument | A1642422 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,236.00 (+35.16%) | $303,000 (-) Land $70,000 Building $233,000 | $303,000 (-) Land $70,000 Building $233,000 |
| 2025 | $303,000 (+11.68%) Land $70,000 Building $233,000 | $303,000 (+11.68%) Land $70,000 Building $233,000 | |
| 2023 | $3,134.00 | $271,300 Land $35,000 Building $236,300 | $271,300 Land $35,000 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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