2210 Ridgeway Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2210 Ridgeway Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,360 sqft · built 1983
Lot Size	1.26 acres (54,929 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (May 2015)
Tax Bill	$7,653 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078A0-03-00-01600`

Property Details

APN / Parcel Number

Primary APN	`078A0-03-00-01600`
Alternative APN	`33405`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,360 sqft Finished Area
Basement Area	1,602 sqft
Finished Basement	930 sqft
Unfinished Basement	672 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	54,929 sqft (1.26 acres)

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	208 sqft
Patio Area	384 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2210 RIDGEWAY LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	ASHCROFT 3 16 PH I
Legal Subdivision	ASHCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2017
Census Tract	10501

Owner

2210 Ridgeway Ln is owned and occupied by two individuals who bought it in May 2015.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2210 RIDGEWAY LN, CHARLOTTESVILLE, VA 22911-8663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2015 · Amount on File
Deed Sale	May 13, 2015 · Amount on File
Deed Document Number	20154795
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	3001/596
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2210 RIDGEWAY LN, CHARLOTTESVILLE, VA 22911-8663
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300008991
Date	Oct 23, 2023
Instrument	202300008991

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2210 RIDGEWAY LN, CHARLOTTESVILLE, VA 22911-8663
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001063
Date	Jan 26, 2022
Instrument	202200001063

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2210 RIDGEWAY LN, CHARLOTTESVILLE, VA 22911-8663
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5531/499
Date	May 3, 2021
Book Page	5531/499
Instrument	2021-00007815

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2210 RIDGEWAY LN, CHARLOTTESVILLE, VA 22911-8663
Document Number	0000002453
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2210 RIDGEWAY LN CHARLOTTESVILLE VA 229118663, CHARLOTTESVILLE, VA 22911-8663

Mortgage

Document Number	0000002453
Date	Mar 4, 2020
Book Page	005284/000246
Instrument	2453

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2210 Ridgeway Ln was $7,653, up 2.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,653.00 (+2.55%)	$856,000 (+2.54%) Land $187,000 Building $669,000	$856,000 (+2.54%) Land $187,000 Building $669,000
2025	$7,463.00	$834,800 Land $186,000 Building $648,800	$834,800 Land $186,000 Building $648,800
2023	$6,664.00	$780,400 Land $163,700 Building $616,700	$780,400 Land $163,700 Building $616,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2210 Ridgeway Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2210 Ridgeway Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Ting.

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