2210 Richardson Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 2210 Richardson Dr, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 6,024 sqft · built 1980
Lot Size0.506 acres (22,058 sqft)
OwnerIndividual Name on Record
Last Sale$673,000 (Mar 2000)
Tax Bill$22,218 (2023)
Deeds & MortgagesApr 2024 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN177-071-31

Property Details

APN / Parcel Number

Primary APN177-071-31

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area6,024 sqft Heated Area
Gross Area6,924 sqft
1st Floor Area3,501 sqft
Upper Floors Area2,026 sqft
Attic Area493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area22,058 sqft (0.506 acres)
Garage Area600 sqft

Exterior Amenities

PorchPorch
Porch Area304 sqft
Patio Area184 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number177-071-31
Street Address2210 RICHARDSON DR
CityCHARLOTTE
StateNC
Zip28211-3265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL10 M19-120
Legal SubdivisionDEERING OAKS SEC 03
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract2905

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2210 RICHARDSON DR, CHARLOTTE, NC 28211-3265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 20, 2019Deed of Trust, Mortgage · ARM
FIFTH THIRD BANK
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2000 · Amount on Record
Deed SaleMar 30, 2000 · Amount on Record
Deed Document Number0011179343
Deed Book / Page11179 / 0343
Record UpdatedJun 7, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2210 RICHARDSON DR, CHARLOTTE, NC 28211-3265
Transaction TypeMortgage
Record UpdatedMay 16, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2210 RICHARDSON DR, CHARLOTTE, NC 28211-3265

Mortgage

Document Number0000039077
DateApr 30, 2024
Book Page38787/507
Instrument2024039077
Lender
NameUS BANK NA
TypeBank
Address425 WALNUT ST, CINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueFeb 11, 2054
Interest
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2210 RICHARDSON DR, CHARLOTTE, NC 28211-3265
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076363
DateJun 20, 2019
Book Page33602/626
Instrument2019076363
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2210 RICHARDSON DR, CHARLOTTE, NC 28211-3265
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014328
DateJan 31, 2020
Book Page34246/663
Instrument2020014328
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1993–2025)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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