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2210 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2210 N Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeVacant Land
Lot Size0.133 acres (5,776 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Jan 2020)
Tax Bill$6,431 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-11-31-5630-00020-0090

Property Details

APN / Parcel Number

Primary APN36-11-31-5630-00020-0090

Exterior

Lot Area5,776 sqft (0.133 acres)

Location & Zoning

Street Address2210 N CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-2833
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSUNRISE BEACH SUBD BLOCK 2 LOT 9 503/1918,1919 584/1227 2206/1780 2090/1285-DC OR 2410/172
Legal Range31E
Legal Township11S
Legal Section36
Legal SubdivisionSUNRISE BEACH
Legal Block2
Legal Lot Number9
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1017
Census Tract60303

Owner

Source: Flagler County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3317 W SAN PEDRO ST, TAMPA, FL 33629-8025
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Jan 3, 2020Warranty Deed, Transfer · Conventional Mortgage
STEVE FANN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Prior SaleApr 1, 2017 · Amount on Record
Deed Document Number2020210
Deed Book / Page2410 / 172
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2210 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2833
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 WILLIAMS RD, LUTZ, FL 33558-5010

Mortgage

Document Number0030190066
DateJan 5, 2026
Book Page3019/66
Instrument2026000444
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 3, 2020
Property Address2210 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2833
Document Number0024100172
Book / Page002410 / 000172
Instrument DateDec 11, 2019
Instrument210
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyOLDE FL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3317 W SAN PEDRO ST TAMPA FL 336298025, TAMPA, FL 33629-8025

Mortgage

Document Number24100175
DateJan 3, 2020
Book Page002410/000175
Instrument212
Lender
NameSTEVE FANN
Address312 W MAIN ST, GALLATIN, TN 37066-3241
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 2, 2030
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,431.00 (+6.32%)$386,858 (+9.84%) Land $386,858$386,858 (+9.84%) Land $386,858
2024$6,049.00 (+9.17%)
2023$5,541.00 (+8.63%)$352,214 (+8.93%) Land $352,214$352,214 (+8.93%) Land $352,214
2022$5,101.00$323,344 Land $323,344$323,344 Land $323,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies416 units insured
incl. 214 condo units
Nearby Flood Claims288 (1987–2026)
Claims Outside the SFHA120 of 288
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 39 claims
  • Hurricane Irma, Sep 2017 · 79 claims
  • Hurricane Matthew, Oct 2016 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

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