221 Williams St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 221 Williams St, Cincinnati, OH 45215

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,645 sqft · built 1900
Lot Size	0.066 acres (2,875 sqft)
Owner	Owner Name on File
Last Sale	$64,000 (Nov 2000)
Tax Bill	$887 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0042-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0042-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,645 sqft Finished Area
1st Floor Area	845 sqft
2nd Floor Area	800 sqft
Basement Area	845 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	110 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	221 WILLIAMS ST
City	CINCINNATI
State	OH
Zip	45215-4683
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WILLIAMS ST 37.33 X 110 IRR PT LOT 33 LONGWORTH SUB PARS 42-44 CONS
Legal Subdivision	LONGWORTH SUB
Legal Lot Number	33
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2012
Census Tract	27400

Owner

The current owner of 221 Williams St bought it in November 2000.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	221 WILLIAMS ST, CINCINNATI, OH 45215-4683
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2000 · Amount on File
Deed Sale	Nov 9, 2000 · Amount on File
Deed Document Number	922205
Deed Book / Page	64100
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 WILLIAMS ST, CINCINNATI, OH 45215-4683
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WILLIAMS ST, CINCINNATI, OH 45215-4683

Mortgage

Document Number	0000043465
Date	Jun 11, 2025
Book Page	15435/306
Instrument	2025-0043465

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 WILLIAMS ST, CINCINNATI, OH 45215-4683
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085831
Date	Jul 14, 2021
Book Page	14458/3549
Instrument	2021-0085831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 WILLIAMS ST, CINCINNATI, OH 45215-4683
Document Number	0000015912
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WILLIAMS ST CINCINNATI OH 452154683, CINCINNATI, OH 45215-4683

Mortgage

Document Number	0000015912
Date	Feb 18, 2020
Book Page	014106/000297
Instrument	15912

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 17, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 221 Williams St was $887, down 0.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (-0.56%)	$15,901 (-) Land $2,394 Building $13,507
2024	$892.00	$15,901 (-) Land $2,394 Building $13,507
2023	$892.00 (-5.61%)	$15,901 (+17.76%) Land $2,394 Building $13,507	$45,430 Land $6,840 Building $38,590
2022	$945.00 Homeowner's exemption	$13,503 Land $2,107 Building $11,396
2020			$38,580 Land $6,020 Building $32,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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