221 Wildflower Dr, Locust, NC 28097 Property Records

Stanly County property record for 221 Wildflower Dr, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,556 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2026)
Tax Bill	$3,905 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557603323449`

Property Details

APN / Parcel Number

Primary APN	`557603323449`
Alternative APNs	`1539793` `1532140` `1546305` `1554011` `140222`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1554011
Street Address	221 WILDFLOWER DR
City	LOCUST
State	NC
Zip	28097-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 221 WILDFLOWER DRIVE LOT 14 557603299
Legal Subdivision	MORGAN MEADOWS SUBDIVISION
Legal Lot Number	14
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1003
Census Tract	930801

Owner

221 Wildflower Dr is owned by two individuals who bought it in January 2026.

Source: Stanly County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2023 PIPPEN AVE, CHARLOTTE, NC 28215-5776
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Feb 14, 2024	Deed, Transfer
Jun 14, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 3, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Oct 3, 2022 · Amount on File
Deed Document Number	2026484790
Deed Book / Page	1908 / 342
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 30, 2026
Property Address	221 WILDFLOWER DR, LOCUST, NC 28097-7347
Document Number	0000484790
Book / Page	1908 / 342
Map Reference	MB 28 PG 98&99
Instrument Date	Jan 30, 2026
Instrument	484790
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3741 SWEETGRASS LN, CHARLOTTE, NC 28226-3138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2023 PIPPEN AVE, CHARLOTTE, NC 28215-5776

Mortgage

Document Number	0000484791
Date	Jan 30, 2026
Instrument	484791

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 5, 2033
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	10-Year CMTI
Max Rate	11.7%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	STANLY NC
Recording Date	Feb 14, 2024
Property Address	221 WILDFLOWER DR, LOCUST, NC 28097-7347
Document Number	0000465364
Book / Page	1844 / 1286
Map Reference	MB 28 PG 98&99
Instrument Date	Feb 14, 2024
Instrument	465364
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3741 SWEETGRASS LN, CHARLOTTE, NC 28226-3138

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 14, 2022
Property Address	221 WILDFLOWER DR, LOCUST, NC 28097-7347
Document Number	0000448076
Book / Page	1789 / 1515
Map Reference	MB 28 PG 98-99
Instrument Date	Jun 13, 2022
Instrument	448076
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, 8025, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WILDFLOWER DR, LOCUST, NC 28097-7347

Mortgage

Document Number	0000448077
Date	Jun 14, 2022
Instrument	448077

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 3, 2021
Property Address	221 WILDFLOWER DR, LOCUST, NC 28097-7347
Document Number	0000440837
Book / Page	1767 / 196
Map Reference	MB 28 PG 98&99
Instrument Date	Dec 1, 2021
Instrument	440837
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Tax	$2,039.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 SHORELINE DR, STANLEY, NC 28164-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

The 2026 property tax bill for 221 Wildflower Dr was $3,905.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,905.00	$424,474 (-) Land $75,000 Building $349,474	$424,474 (-) Land $75,000 Building $349,474
2025	$3,905.00	$424,474 Land $75,000 Building $349,474	$424,474 Land $75,000 Building $349,474
2023	$3,398.00	$311,813 Land $55,000 Building $256,813	$311,813 Land $55,000 Building $256,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Wildflower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Wildflower Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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