221 Westlake Cir, Madison, MS 39110 Property Records

Madison County property record for 221 Westlake Cir, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,438 sqft
Owner	Individual Name on Record
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081F-14-001/05.04`

Property Details

APN / Parcel Number

Primary APN	`081F-14-001/05.04`
Alternative APN	`58816`

Interior

Building Area	4,438 sqft Adjusted Area

Location & Zoning

Account Number	58816
Street Address	221 WESTLAKE CIR
City	MADISON
State	MS
Zip	39110-1806
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 22 WESTLAKE PHASE 1 SUBD
Legal Range	01E
Legal Township	08N
Legal Section	14
Legal Subdivision	WESTLAKE PH I
Legal Phase	1
Legal Lot Number	22
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 WESTLAKE CIR, MADISON, MS 39110-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 29, 2020	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024
Deed Sale	Aug 16, 2024
Prior Sale	Dec 29, 2020
Deed Document Number	1009505
Deed Book / Page	4470 / 428
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	221 WESTLAKE CIR, MADISON, MS 39110-1806
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 KENZIE CT, MADISON, MS 39110-7088

Mortgage

Document Number	0004057/14
Date	Jun 22, 2021
Book Page	4057/14
Instrument	929385

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 25, 2022

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	221 WESTLAKE CIR, MADISON, MS 39110-1806
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WESTLAKE CIR, MADISON, MS 39110-1806

Mortgage

Document Number	00004140/1
Date	Dec 1, 2021
Book Page	4140/1
Instrument	945300

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 29, 2020
Property Address	221 WESTLAKE CIR, MADISON, MS 39110-1806
Document Number	0000914356
Book / Page	003966 / 000767
Instrument Date	Dec 7, 2020
Instrument	914356
Transaction Type	Construction Loan
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 HALLMARK PL MADISON MS 391107064, MADISON, MS 39110-7064

Mortgage

Document Number	914357
Date	Dec 29, 2020
Book Page	003966/000769
Instrument	914357

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 28, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 Homeowner's exemption	$50,266 (-)	$502,660 (-) Land $65,000 Building $437,660
2024	$4,882.00
2023	$4,882.00 Homeowner's exemption	$50,266	$502,660 Land $65,000 Building $437,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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