221 Wells St, Jackson, TN 38301 Property Records

Madison County property record for 221 Wells St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,442 sqft · built 2016
Lot Size	0.082 acres (3,563 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$913 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078I-Q-036.00`

Property Details

APN / Parcel Number

Primary APN	`078I-Q-036.00`
Alternative APNs	`05078IQ078I03600` `057078I Q 03600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	764 sqft
Upper Floors Area	678 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Lot Area	3,563 sqft (0.082 acres)
Lot Dimensions	81 ft deep x 44 ft wide
Terrain	High
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	196 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 WELLS ST
City	JACKSON
State	TN
Zip	38301-6061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON WALK PB 11 PG 139 BLK 7 LOT 701 44.82X81.44X42X61.50
Legal Subdivision	JACKSON WALK
Legal Block	7
Legal Lot Number	701
Jurisdiction	MADISON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3018
Census Tract	700

Owner

221 Wells St is owned and occupied by an individual who bought it in September 2025.

Source: Madison County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	221 WELLS ST, JACKSON, TN 38301-6061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Sep 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE FUNDING LLC
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	202510440
Deed Book / Page	792 / 1823
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Jun 8, 2026
Property Address	221 WELLS ST, JACKSON, TN 38301-6061
Document Number	0000006413
Book / Page	2311 / 1492
Instrument Date	Jun 3, 2026
Instrument	20266413
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WELLS ST, JACKSON, TN 38301-6061

Mortgage

Document Number	0000006413,
Date	Jun 8, 2026
Book Page	2311/1492
Instrument	20266413

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 15, 2025
Property Address	221 WELLS ST, JACKSON, TN 38301-6061
Document Number	0D792/1823
Book / Page	D792 / 1823
Map Reference	MB 11 PG 139
Instrument Date	Sep 12, 2025
Instrument	25010440
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025010441
Date	Sep 15, 2025
Instrument	25010441

Lender

Name	MORTGAGE ONE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 24, 2020
Property Address	221 WELLS ST, JACKSON, TN 38301-6061
Document Number	0D760/1851
Book / Page	D760 / 1851
Map Reference	MB 11 PG 139
Instrument Date	Nov 23, 2020
Instrument	20015203
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WELLS ST, JACKSON, TN 38301-6061

Mortgage

Document Number	0020015204
Date	Nov 24, 2020
Instrument	20015204

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000015205
Date	Nov 24, 2020
Book Page	T2141/1570
Instrument	20015205

Lender

Name	JACKSON HOUSING AUTHORITY
Type	Non-Lending Institution
Address	JACKSON, TN 38301

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 221 Wells St was $913.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00	$48,750 (-) Land $6,250 Building $42,500	$195,000 Land $25,000 Building $170,000
2024		$48,750 (-) Land $6,250 Building $42,500
2023		$48,750 Land $6,250 Building $42,500
2022	$1,699.00		$195,000 Land $25,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Wells St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Wells St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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