221 Webb Ln, Saint Michaels, MD 21663 Property Records

Talbot County property record for 221 Webb Ln, Saint Michaels, MD 21663

Property Summary

Property Type	Townhouse
Details	1 ba · 932 sqft · built 1981
Lot Size	0.04 acres (1,753 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Nov 2018)
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-198656`

Property Details

APN / Parcel Number

Primary APN	`02-198656`
Alternative APN	`198656`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	932 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,753 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	198656
Street Address	221 WEBB LN
City	SAINT MICHAELS
State	MD
Zip	21663-2127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 11 - 1,753 SF WEBB LANE ST MICHAELS
Legal Subdivision	BROOKS VIEW
Legal Lot Number	11
Legal Unit	C
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	4
Census Block	4000
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Webb Ln, a townhouse, is owned and occupied by an individual who bought it in November 2018.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	221 WEBB LN, C11, SAINT MICHAELS, MD 21663-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 28, 2018	Deed, Transfer THE DEPARTMENTS OF HOUSING AND COMM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Deed Book / Page	2578 / 359
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	221 WEBB LN, ST MICHAELS, MD 21663-2127
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WEBB LN, ST MICHAELS, MD 21663-2127

Mortgage

Document Number	0029570148
Date	Mar 14, 2022
Book Page	2957/148

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Dec 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 28, 2018
Property Address	221 WEBB LN, ST MICHAELS, MD 21663-2127
Document Number	0025780359
Book / Page	2578 / 359
Map Reference	LB83 FO257
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	VENTURE TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WEBB LN # C, C, SAINT MICHAELS, MD 21663-2127

Mortgage

Document Number	0002578385
Date	Nov 28, 2018
Instrument	2578/385

Lender

Name	THE DEPARTMENTS OF HOUSING AND COMM
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Mortgage

Document Number	0025780365
Date	Nov 28, 2018
Book Page	2578/365

Lender

Name	FIRST HOME MORTGAGE CORPORATION
Type	Non-Lending Institution
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 221 Webb Ln was $1,366 with a homeowner's exemption, up 3.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00 (+3.33%) Homeowner's exemption	$174,667	$184,400 Land $60,000 Building $124,400
2025	$1,322.00 Homeowner's exemption
2023	$1,243.00 Homeowner's exemption	$133,400	$169,800 Land $60,000 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Webb Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	5 (2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Webb Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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