221 Water Tower Loop, Laceys Spring, AL 35754 Property Records

Morgan County property record for 221 Water Tower Loop, Laceys Spring, AL 35754

Property Summary

Property TypeMobile Home
Detailsbuilt 2022
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$86 (2025)
Deeds & MortgagesJun 2023 Sale
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-07-25-0-001-010.007

Property Details

APN / Parcel Number

Primary APN09-07-25-0-001-010.007
Alternative APNs
  • 10911081
  • 204637

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Lot Area16,117 sqft (0.37 acres)

Location & Zoning

Account Number10911081
Street Address221 WATER TOWER LOOP
CityLACEYS SPRING
StateAL
Zip35754-6329
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 17 MORGAN HEIGHTS PLAT BK 5 PG 89
Legal Range1W
Legal Township6S
Legal Section25
Legal SubdivisionMORGAN HEIGHTS
Legal Lot Number17
JurisdictionMORGAN AL
Township / Civil DivisionLACEYS SPRING
Census Block Group1
Census Block1032
Census Tract5703

Owner

Source: Morgan County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address155 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6331
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Warranty Deed, Transfer
Sep 24, 2021Warranty Deed, Transfer · Conventional Mortgage
21ST MORTGAGE CORP
Sep 24, 2021Warranty Deed, Transfer · Conventional Mortgage
21ST MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJun 22, 2023
Property Address221 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6329
Document Number02023/5425
Book / Page2023 / 5425
Map ReferenceMB 5 PG 89
Instrument DateMay 24, 2023
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address177 KING CLIFF, VALHERMOSO SPRINGS, AL 35775

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address155 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6331

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 24, 2021
Property Address221 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6329
Document Number2021/10070
Book / Page2021 / 10070
Map ReferenceMB 05 PG 89
Instrument DateSep 22, 2021
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4059 HWY 221, ATTALLA, AL 35954

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6329

Mortgage

Document Number2021/53622
DateSep 24, 2021
Book Page2021/53622
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term277 Months
DueOct 1, 2044

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 24, 2021
Property Address221 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6329
Document Number2021/10070
Book / Page2021 / 10070
Map ReferenceMB 05 PG 89
Instrument DateSep 22, 2021
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4059 HWY 221, ATTALLA, AL 35954

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6329

Mortgage

Document Number0202153622
DateSep 24, 2021
Instrument2021/53622
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term277 Months
DueOct 1, 2044

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86.00$3,610 (-) Land $640 Building $2,970
2023$86.00 (+4.88%) Homeowner's exemption$3,610 (+1.69%) Land $640 Building $2,970$36,100 (+1.69%) Land $6,400 Building $29,700
2022$82.00 Homeowner's exemption$3,550 Land $580 Building $2,970$35,500 Land $5,800 Building $29,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (1995–2020)
Claims Outside the SFHA2 of 6
Most Recent ClaimApr 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION GROVE UTILITY BOARD
serves 3,072 people · EPA ID AL0000951
Water SourcePurchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000

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