221 Water St, Guilford, CT 06437 Property Records

Guilford Town property record for 221 Water St, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 920 sqft · built 1916
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2018)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Jan 2020 Refinance Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:32010`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:32010`
Alternative APN	`2726`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2726
Street Address	221 WATER ST
City	GUILFORD
State	CT
Zip	06437-2570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	3
Census Block	3016
Census Tract	190200

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25318 PLEASANT BCH, SAN ANTONIO, TX 78255-4416
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Jun 7, 2018	Deed of Trust, Transfer · Line of Credit PRIME LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Nov 18, 2004 · Amount on Record
Deed Document Number	20181431140002
Deed Book / Page	926 / 1139
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	221 WATER ST, GUILFORD, CT 06437-2570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947-821
Date	Jan 2, 2020
Book Page	947/821
Instrument	2088520011

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	221 WATER ST, GUILFORD, CT 06437-2570
Document Number	926-1141
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WATER ST GUILFORD CT 064372570, GUILFORD, CT 06437-2570

Mortgage

Document Number	926-1141
Date	Jun 8, 2018
Book Page	000926/001141
Instrument	1431150017

Lender

Name	PRIME LENDERS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00	$202,440 (-) Land $138,460 Building $63,980	$289,200 Land $197,800 Building $91,400
2024	$5,597.00 (+6.83%)
2023	$5,239.00 (-11.59%)	$202,440 (+13.58%) Land $138,460 Building $63,980
2022	$5,926.00	$178,230 Land $138,600 Building $39,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures