221 Walnut St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 221 Walnut St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,216 sqft · built 1880
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Aug 2020)
Tax Bill	$4,941 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0005 B:0009 L:3`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0005 B:0009 L:3`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	4,383 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,701 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	221 WALNUT ST
City	HOLYOKE
State	MA
Zip	01040-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Block	9
Legal Lot Number	3
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3000
Census Tract	811600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Essex Street Historic District listed 2023 · 35 contributing resources · NRIS 100008035

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Walnut St is owned and occupied by an individual who acquired it in August 2025.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 WALNUT ST, HOLYOKE, MA 01040-4337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Oct 23, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Last Transfer Date	Aug 22, 2025
Transfer Doc	026001-325
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 21, 2020
Property Address	221 WALNUT ST, HOLYOKE, MA 01040-4337
Document Number	23376-500
Book / Page	23376 / 500
Instrument Date	Aug 20, 2020
Instrument	46275
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 DWIGHT ST, HOLYOKE, MA 01040-4114

Mortgage

Document Number	46276
Date	Aug 21, 2020
Instrument	46276

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HOLYOKE MA
Recording Date	Oct 23, 2018
Property Address	221 WALNUT ST, HOLYOKE, MA 01040-4337
Document Number	22413-51
Book / Page	022413 / 000051
Instrument Date	Aug 22, 2018
Instrument	63272
Transaction Type	Foreclosure
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Tax	$607.27
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011

Tax Assessment & Valuation

The 2026 property tax bill for 221 Walnut St was $4,941, up 6.7% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,941.00 (+6.74%)	$283,500 (+6.94%) Land $39,300 Building $234,600	$286,499 (+9.78%)
2025	$4,629.00 (+11.09%)	$265,100 (+20.55%) Land $36,800 Building $228,300	$260,965 (+2.81%)
2024	$4,167.00 (+4.94%)	$219,900 (+3.87%) Land $34,900 Building $185,000	$253,840
2023	$3,971.00	$211,700 Land $34,900 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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