221 Waco Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 221 Waco Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	2,161 sqft · built 1935
Lot Size	0.4 acres (17,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2023)
Tax Bill	$3,291 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1347577`

Property Details

APN / Parcel Number

Primary APN	`1347577`
Alternative APNs	`1310362` `1354962` `8525`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,161 sqft Finished Area
Upper Floors Area	639 sqft
Attic	Attic
Attic Area	264 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Metal
Lot Area	17,442 sqft (0.4 acres)
Lot Dimensions	171 ft deep x 102 ft wide
Porch	Slab
Porch Area	364 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1354962
Street Address	221 WACO RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	221 WACO RD
Legal Block	7
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2002
Census Tract	950400

Owner

Source: Cleveland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 26, 2022	Special Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND I LLC
Apr 26, 2022	Warranty Deed, Transfer
Mar 24, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 10, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 2, 2022	Warranty Deed, Transfer
Mar 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2023200084036
Deed Book / Page	1892 / 1764
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0018660985
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 17, 2023
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018921764
Book / Page	1892 / 1764
Instrument Date	Feb 17, 2023
Instrument	200084036
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 S BATTLEGROUND AVE, KINGS MOUNTAIN, NC 28086-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817

Mortgage

Document Number	0018921767
Date	Feb 17, 2023
Instrument	1892/1767

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 26, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018710584
Book / Page	1871 / 584
Instrument Date	Apr 22, 2022
Instrument	200071930
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 S BATTLEGROUND AVE, KINGS MOUNTAIN, NC 28086-3905

Mortgage

Document Number	0001871587
Date	Apr 26, 2022
Instrument	1871/587

Lender

Name	BELL ROCK INCOME FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 21, 2022

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 26, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018710581
Book / Page	1871 / 581
Instrument Date	Apr 19, 2022
Instrument	200071929
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 GILEAD RD UNIT 142, 400, HUNTERSVILLE, NC 28070-6806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5-100W, 5-100W, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLEVELAND NC
Recording Date	Mar 24, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018680573
Book / Page	1868 / 573
Instrument	200070353
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLEVELAND NC
Recording Date	Mar 10, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018662842
Book / Page	1866 / 2842
Instrument Date	Mar 8, 2022
Instrument	200069606
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 2, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018660999
Book / Page	1866 / 999
Instrument Date	Feb 28, 2022
Instrument	200069239
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 GILEAD RD UNIT 2142, 2142, HUNTERSVILLE, NC 28070-6891

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 2, 2022
Property Address	221 WACO RD, KINGS MOUNTAIN, NC 28086-2817
Document Number	0018660985
Book / Page	1866 / 985
Instrument Date	Jan 6, 2022
Instrument	200069238
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 RIDGE VIEW CT NE, MARIETTA, GA 30068-3959

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,291.00 (+1.04%)	$317,848 (-) Land $19,278 Building $298,570	$317,848 (-) Land $19,278 Building $298,570
2025	$3,257.00	$317,848 (+52.42%) Land $19,278 Building $298,570	$317,848 (+52.42%) Land $19,278 Building $298,570
2023		$208,538 Land $16,524 Building $192,014	$208,538 Land $16,524 Building $192,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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