221 W Whitlock Ave, Winchester, VA 22601 Property Records

Winchester City property record for 221 W Whitlock Ave, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,882 sqft · built 1952
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Trust Names on File
Last Sale	$305,000 (May 2017)
Tax Bill	$4,498 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-02-36`

Property Details

APN / Parcel Number

Primary APN	`232-02-36`
Alternative APNs	`3186` `3529`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,882 sqft Living Area
Gross Area	2,883 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,377 sqft (0.353 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	530 sqft
Patio Area	565 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3186
Street Address	221 W WHITLOCK AVE
City	WINCHESTER
State	VA
Zip	22601-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WEST WHITLOCK AVENUE SD L-36 S S 221 WEST WHITLOCK AVENUE
Legal Subdivision	WEST WHITLOCK AVENUE
Legal Lot Number	36
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3002
Census Tract	202

Owner

Source: Winchester City assessment roll, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	221 W WHITLOCK AVE, WINCHESTER, VA 22601-3760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
May 11, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Document Number	20171009
Last Transfer Date	Nov 21, 2024
Transfer Doc	0000002331
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	221 W WHITLOCK AVE, WINCHESTER, VA 22601-3760
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S BRADDOCK ST, WINCHESTER, VA 22601-4124

Mortgage

Document Number	210001183
Date	Apr 13, 2021
Instrument	210001183

Lender

Name	FIRST BANK
Type	Bank
Address	STRASBURG, VA 22657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	221 W WHITLOCK AVE, WINCHESTER, VA 22601-3760
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210001032
Date	Mar 31, 2021
Instrument	210001032

Lender

Name	FIRST BANK
Type	Bank
Address	STRASBURG, VA 22657

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	May 11, 2017
Property Address	221 W WHITLOCK AVE, WINCHESTER, VA 22601-3760
Document Number	170001009
Instrument Date	May 10, 2017
Instrument	170001009
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001010
Date	May 11, 2017
Instrument	170001010

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,498.00	$565,840 (+13.11%) Land $100,000 Building $465,840
2025	$4,498.00		$565,840 (+13.11%) Land $100,000 Building $465,840
2023		$500,240 Land $100,000 Building $400,240	$500,240 Land $100,000 Building $400,240
2022	$3,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile USA.

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