221 W Thomas St, Salisbury, NC 28144 Property Records

Rowan County property record for 221 W Thomas St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,781 sqft · built 1916
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Mar 2015)
Tax Bill	$4,583 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015 217`

Property Details

APN / Parcel Number

Primary APN	`015 217`
Alternative APN	`6337181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,781 sqft Living Area
1st Floor Area	1,589 sqft
Basement Area	699 sqft
Unfinished Basement	699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	14 ft deep x 5 ft wide
Garage Type	Detached
Garage Area	324 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	221 W THOMAS ST
City	SALISBURY
State	NC
Zip	28144-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	- 561-916
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1025
Census Tract	50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salisbury Historic District (Boundary Increase II) listed 1989 · 131 contributing resources · NRIS 89000760

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 W THOMAS ST, SALISBURY, NC 28144-5449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2015 · Amount on Record
Deed Sale	Mar 20, 2015 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Book / Page	1249 / 445
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Aug 21, 2026
Property Address	221 W THOMAS ST, SALISBURY, NC 28144-5449
Document Number	1489000475
Book / Page	1489 / 475
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W THOMAS ST, SALISBURY, NC 28144-5449

Mortgage

Document Number	1489000475,
Date	Aug 21, 2026
Book Page	1489/475

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,583.00	$383,270 (-) Land $18,375 Building $364,895	$383,270 (-) Land $18,375 Building $364,895
2023	$4,583.00	$383,270 Land $18,375 Building $364,895	$383,270 Land $18,375 Building $364,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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