221 W Shore Dr, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 221 W Shore Dr, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,886 sqft · built 1952
Lot Size	0.348 acres (15,150 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2015)
Tax Bill	$6,968 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0124 B:0040 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0124 B:0040 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	3,044 sqft
Basement Area	860 sqft
Unfinished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,150 sqft (0.348 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	221 W SHORE DR
City	MARBLEHEAD
State	MA
Zip	01945-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	CITIZENS REALTY TRUST
Legal Block	40
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2013
Census Tract	203301

Owner

221 W Shore Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 W SHORE DR, MARBLEHEAD, MA 01945-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP
Sep 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Prior Sale	Mar 25, 1994 · Amount on File
Deed Book / Page	34328 / 143
Transfer Doc	034328-143
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	221 W SHORE DR, MARBLEHEAD, MA 01945-1321
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039602-381
Date	Mar 3, 2021
Book Page	39602/381
Instrument	20210303004570

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	221 W SHORE DR, MARBLEHEAD, MA 01945-1321
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042345-341
Date	Sep 27, 2024
Book Page	42345/341
Instrument	20240927000140

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 221 W Shore Dr was $6,968, down 9.1% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,968.00 (-9.06%)	$814,000 (-3.85%) Land $541,900 Building $272,100	$796,402 (-3.08%)
2025	$7,662.00 (+14.31%)	$846,600 (+13.17%) Land $602,100 Building $244,500	$821,750
2024	$6,703.00 (-9.72%)	$748,100 (+0.75%) Land $587,000 Building $161,100
2023	$7,425.00	$742,500 Land $564,400 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W Shore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 W Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on W Shore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures