Covington City property record for 221 W Phillip St, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1964 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-4-1 |
| Primary APN | 39-4-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,320 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Sunroom | Sunroom |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4905 |
|---|---|
| Street Address | 221 W PHILLIP ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PARRISH CT #7 JACKSON RIVER LOT 1 |
| Legal Lot Number | 1 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 60200 |
Source: Covington City records, as of May 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 221 W PHILLIP ST, COVINGTON, VA 24426-2746 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 | $150,900 (-) Land $9,000 Building $141,900 | $150,900 (-) Land $9,000 Building $141,900 |
| 2023 | $1,282.00 | $150,900 Land $9,000 Building $141,900 | $150,900 Land $9,000 Building $141,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 32 (1978–2019) |
| Claims Outside the SFHA | 20 of 32 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures