Monroe County property record for 221 W Monroe St, Hecker, IL 62248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 868 sqft · built 1930 |
| Lot Size | 0.17 acres (7,575 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,701 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-103-032-000 |
| Primary APN | 12-04-103-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,575 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 520 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 221 W MONROE ST |
|---|---|
| City | HECKER |
| State | IL |
| Zip | 62248-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | TAX LOT 6B VILLAGE OF HECKER |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | VILLAGE OF HECKER |
| Legal Lot Number | 6B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 600502 |
221 W Monroe St is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 W MONROE ST, HECKER, IL 62248-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 221 W MONROE ST, HECKER, IL 62248-1117 |
| Document Number | 0000406005 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 W MONROE ST HECKER IL 622481117, HECKER, IL 62248-1117 |
| Document Number | 0000406005 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 406005 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 3, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 221 W Monroe St was $2,701, down 0.6% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Hecker Village |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,701.00 (-0.55%) Homeowner's exemption | $50,020 Land $7,200 Building $42,820 | $150,060 Land $21,600 Building $128,460 |
| 2024 | $2,716.00 | ||
| 2022 | Additional exemption filed | $39,510 Land $7,200 Building $32,310 | $118,530 Land $21,600 Building $96,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 W Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 221 W Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECKER serves 429 people · EPA ID IL1330150 |
|---|---|
| Water Source | Purchased surface water from FSH WATER COMMISSION |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 2.8 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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