Benton County property record for 221 W Main St, Warsaw, MO 65355
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,857 sqft · built 1910 |
| Lot Size | 0.062 acres (2,719 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Jun 2018 Refinance Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 144017004062004001 |
| Primary APN | 144017004062004001 |
|---|
| Building Area | 1,857 sqft Base Area |
|---|---|
| Flooring | Carpet |
| Year Built | Built 1910 |
|---|---|
| Foundation Type | Concrete |
| Lot Area | 2,719 sqft (0.062 acres) |
| Lot Dimensions | 132 ft deep x 20.6 ft wide |
| Street Address | 221 W MAIN ST |
|---|---|
| City | WARSAW |
| State | MO |
| Zip | 65355 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT L 2, BLK. 8 WARSAW CITY |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | BENTON MO |
| Township / Civil Division | SOUTH LINDSEY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 460300 |
221 W Main St, a commercial property, is owned by a company that acquired it in January 2026.
Source: Benton County records, as of February 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1400 POLK ST, WARSAW, MO 65355-3473 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK OF LINCOLN |
| Jan 2, 2026 | Warranty Deed, Transfer · Line of Credit EQUITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 |
| Deed Sale | Jan 2, 2026 |
| Deed Document Number | 202600011 |
| Deed Book / Page | 2026 / 11 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MO |
| Property Address | 221 W MAIN ST, WARSAW, MO 65355 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00000651/5 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 651/5 |
| Instrument | 18-2463 |
| Name | FARMERS BANK OF LINCOLN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MO |
| Recording Date | Jan 2, 2026 |
| Property Address | 221 W MAIN ST, WARSAW, MO 65355 |
| Document Number | 0002026/11 |
| Book / Page | 2026 / 11 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 202600011 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, OSAGE LAKES TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 POLK ST, WARSAW, MO 65355-3473 |
| Document Number | 0202600012 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 202600012 |
| Name | EQUITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 221 W Main St was $1,373.
Source: Benton County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Benton County |
| Municipality | Warsaw City |
| Unified School District | Warsaw R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,373.00 | $23,470 | $73,350 Land $6,180 Building $67,170 |
| 2023 | $21,080 | $65,875 | |
| 2022 | $1,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARSAW PWS serves 2,402 people · EPA ID MO3010835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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