221 W Main St, Merced, CA 95340 Property Records

Merced County property record for 221 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2019)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`031-153-011-000`

Property Details

APN / Parcel Number

Primary APN	`031-153-011-000`
Alternative APN	`031-153-011`

Exterior

Lot Area	3,750 sqft (0.086 acres)

Location & Zoning

Old Parcel Number	031-153-011
Street Address	221 W MAIN ST
City	MERCED
State	CA
Zip	95340-4932
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED POR LOT 14 BLK 160
Legal Subdivision	MERCED
Legal Block	160
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3017
Census Tract	1302

Owner

Source: Merced County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 W MAIN ST, MERCED, CA 95340-4932
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Apr 9, 2015 · Amount on Record
Deed Document Number	201925274
Prior Transfer Date	Jan 8, 2014
Prior Transfer Doc	0000004742
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 16, 2019
Property Address	221 W MAIN ST, MERCED, CA 95340-4932
Document Number	0000025274
Instrument Date	Aug 13, 2019
Instrument	25274
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3180 BELCHER AVE MERCED CA 953489403, MERCED, CA 95348-9403

Mortgage

Document Number	25275
Date	Aug 16, 2019
Instrument	25275

Lender

Name	MOUNT SABER INC
Address	2350 W SHAW AVE # 140, FRESNO, CA 93711-3400

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,109 (+2%) Land $33,463 Building $250,646
2025	$3,604.00 (+6.47%)	$278,539 (+4.04%) Land $32,807 Building $245,732
2023	$3,385.00 (+16.48%)	$267,725 Land $31,534 Building $236,191
2022	$2,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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