221 W High St, Ada, OH 45810 Property Records

Hardin County property record for 221 W High St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 3,000 sqft
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Sep 2019)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-080026.0000`

Property Details

APN / Parcel Number

Primary APN	`25-080026.0000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
1st Floor Area	1,688 sqft
Upper Floors Area	700 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 W HIGH ST
City	ADA
State	OH
Zip	45810-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOBBINS NW PT OL 4
Legal Subdivision	DOBBINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1016
Census Tract	401

Owner

221 W High St is owned by an individual who bought it in September 2019.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	16622 WAPAKONETA CRIDERSVLE RD, WAPAKONETA, OH 45895-9357
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF PANDORA
Sep 10, 2019	Warranty Deed, Construction Loan · Construction Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Aug 3, 1999
Deed Document Number	20192819
Deed Book / Page	554 / 271
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	221 W HIGH ST, ADA, OH 45810-1319
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/2987
Date	Jul 27, 2022
Book Page	565/2987
Instrument	2022002520

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 8, 2032

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 10, 2019
Property Address	221 W HIGH ST, ADA, OH 45810-1319
Document Number	00554/0271
Book / Page	554 / 0271
Instrument Date	Sep 6, 2019
Instrument	201900002819
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16622 WAPAKONETA CRIDERSVLE RD, WAPAKONETA, OH 45895-9357

Mortgage

Document Number	201900002820
Date	Sep 10, 2019
Instrument	201900002820

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 W High St was $2,103, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+1.25%)	$52,520 (-) Land $4,550 Building $47,970
2024	$2,077.00 (+0.53%)	$52,520 (-) Land $4,550 Building $47,970
2023	$2,066.00 (+5.73%)	$52,520 (+21.55%) Land $4,550 Building $47,970	$150,060 Land $13,000 Building $137,060
2022	$1,954.00	$43,210 Land $4,410 Building $38,800
2020			$123,460 Land $12,600 Building $110,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 W High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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